In the midst of the COVID-19 pandemic, the Iowa Supreme Court’s opinion released on March 27, 2020 in Blue Grass Savings Bank v. Community Bank & Trust Company has the potential to disrupt the lending industry for years. In what started as a simple foreclosure of a mortgage by a lender, where the borrower took a default judgment, the Iowa Supreme Court ultimately provided a ruling on Iowa Code § 654.12A that should make senior…