Some kinds of debts survive bankruptcy depending on the post filing actions of the creditor itself. The debtor doesn’t know how it plays out until 60 days after the 341 meeting.
Those three exceptions to discharge look not at the
The Bankruptcy Soap Box, published by Moran Law Group, focuses on bankruptcy law with an emphasis on practical issues faced by debtors, particularly in the San Francisco Bay Area. Topics include the application and impact of the bankruptcy means test, strategies for using Chapter 13 bankruptcy to save homes from foreclosure, and how bankruptcy can facilitate debt settlement. The blog also discusses alternatives to bankruptcy, financial planning around debt and holidays, and considerations for deciding when to file. It addresses the interaction of bankruptcy law with real-world financial challenges such as housing costs, creditor disputes, and long-term financial recovery.
California outdoes the rest of the country in its debt collection rights for consumers.
Debt collectors have noticed the growing understanding of debtors about their rights to fair debt collection.
And they aren’t happy.
The Federal law Fair Debt Collection…
Does reaffirming a car loan after bankruptcy help rebuild your credit? Rebuilding credit is the motivation that drives lots of debtors to waive the benefits of their discharge as to a car loan.
A reaffirmation agreement has the debtor agreeing…