James S. Carter Sovereign nation states have been behind (or suspected of being behind) some of the worst cyberattacks. When a cyberattack has state involvement, the inevitable question is whether it constitutes an act of war. The answer can have a profound impact on insurance coverage because virtually every insurance policy has a war exclusion. … Continue reading “The War Exclusion and State-Sponsored Cyberattacks: The Battle Is Won but Is the War Over?”

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