by Structured Settlement Watchdog

Peachtree, one of the companies in the JG Wentworth family posted a blog on January 31, 2025 that suggests that a reputable purchasing company is one that “has proper licensing” Well done Peachtree!

Here is the direct quote:

  • “Find a reputable purchasing company: Research companies that specialize in purchasing structured settlement payments. Look for:
    • Established reputation
    • Transparent fee structure
    • Positive customer reviews
    • Proper licensing”

The lack of regulation of the sales practices of structured settlement factoring companies has heavily stacked the deck against consumers for nearly a quarter of a century. With few exceptions the lack of ability to fine, suspend or revoke authority to do business in a state has, at times, led to absolutely horrible outcomes, many of which I’ve chronicled here.

Some of my prior articles

NY Senate Bill Requires Licensing for Commercial Loans But Not Structured Settlement Factoring to Vulnerable NY Individuals – Structured Settlements 4Real® Blog: Structured Settlements | Settlement Planning News and John Darer Reviews September 27, 2019

Nevada’s Regulatory Dichotomy | Structured Settlement Factoring vs Licensing of Prostitutes – Structured Settlements 4Real® Blog: Structured Settlements | Settlement Planning News and John Darer Reviews June 30, 2023

Paralyzed Staten Island Ferry Victim in Structured Settlement Annuitant v Factoring Co. War Part 1 – Structured Settlements 4Real® Blog: Structured Settlements | Settlement Planning News and John Darer Reviews 2018

FL Company Preyed on Mentally Disabled Man’s Structure and Caused Alleged Loss of Government Benefits – Structured Settlements 4Real® Blog: Structured Settlements | Settlement Planning News and John Darer Reviews 2022