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Consumer Financial Services Law Monitor

Fourth Circuit Holds Filing a Time-Barred Collections Lawsuit Waives Right to Arbitrate

By Rachel Ommerman & Virginia Bell Flynn
August 5, 2025

After a debt collector filed suit to collect an expired debt, the U.S. Court of Appeals for the Fourth Circuit held that the debt collector could not later compel arbitration of the debtor’s class action because arbitration had been waived.…

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