Consumer Financial Services Law MonitorFourth Circuit Holds Filing a Time-Barred Collections Lawsuit Waives Right to Arbitrate By Rachel Ommerman & Virginia Bell Flynn August 5, 2025 After a debt collector filed suit to collect an expired debt, the U.S. Court of Appeals for the Fourth Circuit held that the debt collector could not later compel arbitration of the debtor’s class action because arbitration had been waived.…