The United States District Court for the District of Maryland recently held that an insurer must cover an insured’s costs to replace its computer systems following a ransomware attack. The case, National Ink and Stitch, LLC v. State Auto Property and
Ransomware Attack Involves “Direct Physical Loss of or Damage to” Software, Data and Computer Systems
A Maryland federal district court has ruled that a ransomware event involved “direct physical loss of or damage to” software, data, and computer systems, thus triggering coverage under a businessowner’s insurance policy. National Ink & Stitch, LLC v. State Auto
Sixth Circuit Rejects Claim for Reverse Bad Faith
The Sixth Circuit rejected the insurer’s claim for reverse bad faith against its insured who made a fraudulent claim after her home was destroyed by fire. State Auto Property and Cas. Ins. Co. v. Hargis, 2015 U.S. App. LEXIS 7475
Waiving Stacked Coverage Continues When Additional Cars Added to Policy
Considering Pennsylvania law, the Third Circuit was asked whether the insured waived “stacked” UIM benefits in subsequent policies that listed additional automobiles? See State Auto Prop. & Cas. Ins. Co. v. Pro Design, P.C., No. 08-3006 (3rd Cir. May 12, 2009) [here].