Published works by John L. Culhane, Jr.

Published works

• CFPB’s Latest Semiannual Report Highlights a Dramatic Shift in the Bureau’s Regulatory Priorities

  Consumer Finance Monitor · November 3, 2026

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• OCC Challenges California’s Climate Disclosure Laws, Citing Federal Preemption and Its Exclusive Visitorial Authority Over National Banks

  Consumer Finance Monitor · November 2, 2026

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• Pennsylvania Enacts Artificial Intelligence Deceptive Advertising Act: New Disclosure Requirements for AI-Generated Advertising

  Consumer Finance Monitor · November 2, 2026

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• New York City Proposes Sweeping Rules for Automated Customer Service Systems, Including Mandatory AI Disclosure and Access to Human Representatives

  Consumer Finance Monitor · October 26, 2026

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• Another Housing Cost Executive Order

  Consumer Finance Monitor · October 26, 2026

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• New York City’s Proposed POWER Act Would Create an Expansive Municipal Private Right of Action for Unfair and Abusive Business Practices, Unfair Methods of Competition, and Unlawful Acts

  Consumer Finance Monitor · October 16, 2026

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• Citing growth of impersonation scams, FTC considers updating rule

  Consumer Finance Monitor · October 13, 2026

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• California Enacts Sweeping New Regulation of Commercial Financing

  Consumer Finance Monitor · October 13, 2026

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• OCC Moves to Dismiss Multistate Challenge to Mortgage Escrow Preemption Actions

  Consumer Finance Monitor · October 7, 2026

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• Supreme Court Takes Next Step Toward Resolving National Bank Act Preemption Split, Inviting Solicitor General’s Views in Cantero, Conti and Kivett

  Consumer Finance Monitor · October 6, 2026

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• House Financial Services Committee Approves Legislation to Place CFPB Under Congressional Appropriations Process

  Consumer Finance Monitor · September 22, 2026

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• FTC Bureau of Consumer Protection Launches New Program Inviting Industry and the Public to Identify Problems with FTC Rules

  Consumer Finance Monitor · September 15, 2026

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• MBA Sues New Jersey Over Disparate Impact Rule

  Consumer Finance Monitor · September 15, 2026

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• FTC, State of Connecticut secure $4 million settlement with vehicle dealership

  Consumer Finance Monitor · September 11, 2026

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• Inspector General releases report on impact of CFPB cutbacks

  Consumer Finance Monitor · September 10, 2026

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• Colorado Sues EarnIn, Alleging Its “Earned Wage Access” Product Is Really a High-Cost Loan

  Consumer Finance Monitor · September 8, 2026

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• FinCEN Clarifies That Banks May Discuss Fraud and Account Closures Without Disclosing SARs

  Consumer Finance Monitor · September 4, 2026

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• Protect Borrowers Proposes New Offices of Supervision Policy for State Financial Regulators

  Consumer Finance Monitor · September 2, 2026

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• OCC and FDIC Finalize Rules to Refocus Bank Supervision on Material Financial Risks

  Consumer Finance Monitor · September 1, 2026

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• Crews sworn in as member of NCUA board; designated Chairman

  Consumer Finance Monitor · August 26, 2026

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• Interagency Special Purpose Credit Program Statement Rescinded

  Consumer Finance Monitor · August 26, 2026

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• FDIC Launches Office of Supervisory Appeals

  Consumer Finance Monitor · August 21, 2026

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• CFPB Ends Publication of Consumer Complaint Narratives and Data Visualizations

  Consumer Finance Monitor · August 18, 2026

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• NYC’s SHIELD Debt Collection Rule: DCWP’s New FAQ Clarifies Key Compliance Questions

  Consumer Finance Monitor · August 17, 2026

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• FTC Abandons Disparate Impact and “Unfair Discrimination” Theories: A Major Shift in Federal Consumer-Protection Law

  Consumer Finance Monitor · August 14, 2026

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