What happens if you try to go back to work after dealing with a disabling condition, and being on claim, and it just isn’t feasible? Do you have to start your claim all over again?
Under most individual disability insurance
Comitz | Stanley
Comitz | Stanley is a legal publisher that provides detailed analysis and case studies related to disability insurance claims and related legal challenges. The organization focuses on issues such as claim filing requirements, insurer disputes, and the complexities of proving disability under insurance policies. Their content often covers specific medical conditions like Charcot-Marie-Tooth disease and ALS, explaining symptoms, diagnosis, and treatment in the context of disability claims. They also discuss legal precedents and court rulings that impact disability insurance litigation. The publisher aims to inform policyholders and legal professionals about navigating disability claims and the importance of legal counsel in contested cases.
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What is the dual occupation defense? A Case Study
It is not uncommon for physicians to have tangential roles that generate income, apart from their main specialty. But if they become disabled from practicing medicine—will their disability company pay total disability benefits? The answer may depend on how Regular…
Misclassifying an Individual Disability Insurance Policy as Being Subject to ERISA: A Case Study
Employer-sponsored disability policies governed by ERISA (Employee Retirement Income Security Act of 1974) are subject to different rules that affect the administration and litigation of disability insurance claims. These policies tend to be less favorable to the insured and disability…
Small Fiber Neuropathy
What is Small Fiber Neuropathy?
Peripheral neuropathy refers to conditions that irritate or damage the nerves that connect the body to the central nervous system (spinal cord and brain). These nerves contain both small and large fibers. Large fibers carry…
I’ve Been on Claim for Years—Am I Safe from Surveillance? A Case Study
Once you have been on claim for a while, it might seem like your insurance company will just keep paying for the life of the claim, especially if you have a long-term, chronic condition and have the continued support of…
Attorneys Edward O. Comitz and Derek R. Funk Recognized by Super Lawyers for 2026
Attorney Ed Comitz has been named a Southwest Super Lawyer for 2026 for the fifteenth consecutive year for excellence in the field of insurance coverage. Attorney Derek Funk has also been recognized as a Rising Star in the field of…
Filing Anonymously in a Disability Lawsuit: A Case Study
Filing a lawsuit against an insurance company in connection with a denied claim can be a lengthy and involved process, that can also often seem invasive. Likely, personal and detailed information about the insured will become part of the court…
Myalgic Encephalomyelitis/Chronic Fatigue Syndrome
What is Myalgic Encephalomyelitis/Chronic Fatigue Syndrome (ME/CFS)?
Myalgic encephalomyelitis/chronic fatigue syndrome (ME/CFS) is complicated condition that causes extreme fatigue that lasts for at least six months. Symptoms get worse with physical or mental activity, but don’t fully improve after rest.…
How Long Do I Have to File My Claim? A Case Study
In most situations, policyholders file their disability claims shortly after they are no longer able to work. But what if you are unable to file right away? Will your insurer still recognize your condition and pay out on your claim?…
Charcot-Marie-Tooth Disease
What is Charcot-Marie-Tooth (CMT) disease?
Charcot-Marie-Tooth disease (also called hereditary motor and sensory neuropathy) is a group of inherited conditions affect the nerves that connect the brain and spinal cord to the rest of the body. It is the most…