What happens if you try to go back to work after dealing with a disabling condition, and being on claim, and it just isn’t feasible? Do you have to start your claim all over again?
Under most individual disability insurance
Disability Insurance Blog
The Disability Insurance Blog, published by Comitz | Stanley, focuses on issues related to disability insurance claims and litigation. It covers case studies illustrating challenges in filing and securing disability benefits, including late claim filings and insurer disputes. The blog provides detailed discussions on specific disabling conditions such as Charcot-Marie-Tooth disease and Amyotrophic Lateral Sclerosis (ALS), explaining symptoms, diagnosis, and treatment in the context of disability claims. It also addresses the impact of COVID-19 on disability claims and the complexities involved in proving total disability. The blog aims to inform policyholders about navigating insurance disputes and the importance of legal counsel in disability insurance matters.
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Latest from Disability Insurance Blog
What is the dual occupation defense? A Case Study
It is not uncommon for physicians to have tangential roles that generate income, apart from their main specialty. But if they become disabled from practicing medicine—will their disability company pay total disability benefits? The answer may depend on how Regular…
Misclassifying an Individual Disability Insurance Policy as Being Subject to ERISA: A Case Study
Employer-sponsored disability policies governed by ERISA (Employee Retirement Income Security Act of 1974) are subject to different rules that affect the administration and litigation of disability insurance claims. These policies tend to be less favorable to the insured and disability…
Small Fiber Neuropathy
What is Small Fiber Neuropathy?
Peripheral neuropathy refers to conditions that irritate or damage the nerves that connect the body to the central nervous system (spinal cord and brain). These nerves contain both small and large fibers. Large fibers carry…
I’ve Been on Claim for Years—Am I Safe from Surveillance? A Case Study
Once you have been on claim for a while, it might seem like your insurance company will just keep paying for the life of the claim, especially if you have a long-term, chronic condition and have the continued support of…
Attorneys Edward O. Comitz and Derek R. Funk Recognized by Super Lawyers for 2026
Attorney Ed Comitz has been named a Southwest Super Lawyer for 2026 for the fifteenth consecutive year for excellence in the field of insurance coverage. Attorney Derek Funk has also been recognized as a Rising Star in the field of…
Filing Anonymously in a Disability Lawsuit: A Case Study
Filing a lawsuit against an insurance company in connection with a denied claim can be a lengthy and involved process, that can also often seem invasive. Likely, personal and detailed information about the insured will become part of the court…
Myalgic Encephalomyelitis/Chronic Fatigue Syndrome
What is Myalgic Encephalomyelitis/Chronic Fatigue Syndrome (ME/CFS)?
Myalgic encephalomyelitis/chronic fatigue syndrome (ME/CFS) is complicated condition that causes extreme fatigue that lasts for at least six months. Symptoms get worse with physical or mental activity, but don’t fully improve after rest.…
How Long Do I Have to File My Claim? A Case Study
In most situations, policyholders file their disability claims shortly after they are no longer able to work. But what if you are unable to file right away? Will your insurer still recognize your condition and pay out on your claim?…
Charcot-Marie-Tooth Disease
What is Charcot-Marie-Tooth (CMT) disease?
Charcot-Marie-Tooth disease (also called hereditary motor and sensory neuropathy) is a group of inherited conditions affect the nerves that connect the brain and spinal cord to the rest of the body. It is the most…