The North Dakota Supreme Court has not determined whether pollution exclusions bar coverage for damage outside of traditional environmental pollution. However, the United States Court of Appeals for the Eighth Circuit recently analyzed the issue, interpreting the pollution exclusion broadly
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An insurer exercises an option expressly afforded by its policy, pays the policy limits, and thereby satisfies its contractual obligations. One might reasonably expect that to end the dispute. In Quilbillies, LLC v. First American Title Insurance Co., 2026 WL
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