Major construction on a crowded urban lot almost inevitably causes issues with adjoining property owners. A recent New York decision confirms that when the earth moves, earth movement exclusions may preclude coverage. In Gogam v. Admiral Indemnity Co., 2026 WL
“Void if not presented within 90 days.”
These seven unassuming words were printed on the face of a settlement check that an insurance company issued in response to a plaintiff’s demand. Unfortunately for the insurer, the bank’s imposition of the
Subrogated insurance carriers have historically had success achieving recoveries in the automotive industry for property damage or diminution in value involving “conventional” defects, such as a faulty design which make a vehicle susceptible to a fire or improper activation of
Introduction
Earlier this year, the Nevada Supreme Court issued a significant decision for insurers, policyholders, and coverage counsel in North River Insurance Company v. James River Insurance Company[1]. In a matter of first impression, the Court held that
In a recent decision dated July 21, 2026, the Fifth Circuit (which covers Texas, Louisiana and Mississippi) overturned OSHA’s mental illness reporting rule. OSHA’s rule requires employers to report mental illnesses when a qualified professional finds that the illness is
The Ohio Supreme Court recently issued an important decision addressing the discoverability of attorney-client communications and work-product materials in insurer bad-faith litigation, holding that attorney-client communications contained within an insurer’s claim file are not automatically discoverable simply because an insured
Insurance coverage disputes can involve unusual facts, but the facts in Parsons v. Crum & Forster Specialty Insurance Company are particularly striking. The case arose from the sale of a product marketed as grain alcohol and intended for ethanol-extraction and
In a standard interpretation letter dated January 20, 2026, OSHA addressed whether an employee who is injured at work by a fire caused by a personal rechargeable lithium-ion battery (commonly used for e-cigarettes/vapes) is recordable on the OSHA 300 log.
Court Declines to Compel Appraisal Where Coverage is Disputed[1]
In FutureCare Health and Management Corporation v. Affiliated FM Insurance Company, 2026 WL 1947844 (D. Md. 2026), the United States District Court for the District of Maryland held that appraisal
The dramatic expansion of AI‑driven data centers is being widely discussed as a once‑in‑a‑generation underwriting opportunity. Carriers, brokers, and reinsurers are racing to deploy unprecedented capacity, parametric solutions, and layered programs designed to address the size, complexity, and speed‑to‑market demands.
