Dell & Schaefer PA

Disability Insurance Lawyers Helping the Disabled Since 1979.

We are disability insurance attorneys that have helped thousands of claimants nationwide to obtain STD, LTD and long term care benefits. We represent claimants at all stages of a claim for disability income benefits, which includes the disability application process, monthly claim handling, denial of disability benefits, ERISA appeals, lawsuits to recover disability benefits and lump sum policy buyouts for individuals that are currently being paid disability income benefits. We always offer a free consultation.

Tips for Appealing a Disability Insurance Denial by The Hartford

By Gregory Dell

February 19, 2020

How Do I Appeal a Disability Insurance Denial from The Hartford? When it comes to filing Hartford disability appeals, there are some crucial things to know. The appeal process begins just after receiving a disability insurance claim denial in which The Hartford company has rejected your claim. But then what? Before rushing in and making your own response to the denial, disability insurance attorneys Gregory Dell and Rachel Alters have some important details to help…

Disability Insurance Claims Law Blog

Denied by Metlife? Tips for Disability ERISA Appeal

By Gregory Dell

February 12, 2020

https://www.youtube.com/watch?v=8QOkmzWO3rw When MetLife Insurance Company dishes out a denied disability claim, it’s crucial that your initial appeal is comprehensive and convincing. That’s because you only get one shot at it. Disability insurance lawyers Greg Dell and Alex Palamara, who have handled more than 1,000 of these MetLife claims, explain what’s involved in the process and what it takes for a successful ERISA appeal.…

Disability Insurance Claims Law Blog

This Week on DIAttorney.com (02/07/2020)

By Gregory Dell

February 7, 2020

FAQ: Appeals & Lawsuits This case can be instructive to those who are impatient with their insurance company that seems to be taking too long to decide on their administrative appeal. What Happens if I Sue Dearborn Before They Decide on My Long Term Disability Benefit Appeal? Disability Insurance News: This case can be instructive to those whose claims for LTD benefits have been terminated without an explanation of why from their insurance company. Is …

Disability Insurance Claims Law Blog

Strategies and Tips for a Cigna Disability Benefit Lawsuit

By Gregory Dell

February 5, 2020

https://www.youtube.com/watch?v=NUPOsK4YNLU As experts in long-term disability insurance claims, attorneys Greg Dell and Stephen Jessup explain the intricate layers involved in disability benefit denials and related lawsuits. Assuming that an individual by Cigna has completed all possible appeals and is now faced with filing a lawsuit, here’s a look the roadmap for filing that suit. From filing timelines to realistic expectations and possible remedies, these Dell & Schaefer disability insurance attorneys dig from a deep well…

Disability Insurance Claims Law Blog

This Week on DIAttorney.com (01/31/2020)

By Gregory Dell

January 31, 2020

Disability Insurance News: Many employer welfare benefit plans offer employees who quit their employment the option of converting their disability insurance plan to a private plan. When a claim for disability benefits is filed, there may be a dispute over whether the conversion plan is governed by ERISA. If I Convert my Former Employee Disability Policy to a Private Policy Does ERISA Govern? Frequently Asked Questions: When the review of a registered nurse consultant complies…

Disability Insurance Claims Law Blog

Court Discusses Employer-Specific Positions Reliance LTD Decision

By Gregory Dell

January 29, 2020

Juanita Nichols worked as a Hazard Analysis Critical Control Point (HACCP) Coordinator at Peco Foods, Inc, a chicken processing plant in Sebastopol, Mississippi. As part of her job, she was regularly exposed to cold temperatures as chicken processing plants are required by federal law to operate much of their facilities under a certain temperature for food safety reasons. In late 2015 and early 2016, Nichols was diagnosed with Raynaud’s phenomenon, a circulatory disorder. The condition…

Disability Insurance Claims Law Blog

United of Omaha Denial of Disability Benefits for Senior Manager Remanded by Appeals Court

By Gregory Dell

July 16, 2019

For approximately 16 years, Shirley Lacko was employed by BKD, Inc., an accounting firm. When her health issues forced her to quit her job, she applied for both short-term disability (STD) and long-term disability (LTD) benefits due to her numerous documented medical problems. At the time she stopped working on September 25, 2015, her position was that of Senior Manager in the Audit Department with an annual salary of $93,250.04. The disability insurance group policies…

Disability Insurance Claims Law Blog

Principal Life Insurance Denial of Disability Benefits for Lawyer with Migraines Upheld by Court of Appeals

By Gregory Dell

May 21, 2019

After working for a law firm as a healthcare attorney for more than seven years, Amanda Foster began having intractable migraine headaches, so she stopped working. She received long term disability (LTD) benefits from Principal Life Insurance Company (Principal) from September 4, 2013, until they were terminated effective December 9, 2014. Foster filed two administrative appeals and submitted additional medical records. After Principal paid numerous physician reviewers, it denied her claim and found she was…

Disability Insurance Claims Law Blog

AIG Disability Insurance Claim, Denial, Appeal and Lawsuit Information

By Gregory Dell

April 18, 2019

Disability insurance claims attorney Gregory Dell discusses American International Group (AIG) short term and long term disability benefit claims and denials.…

Disability Insurance Claims Law Blog

A Disability Lawyers’ View of Cigna Disability Claim Handling

By Gregory Dell

April 1, 2019

Disability insurance attorneys Stephen Jessup and Gregory Dell discuss Cigna’s latest strategy for handling and denial of disability benefit claims. We have some tips which may help you to secure disability benefits.…

Dell & Schaefer PA

Dell & Schaefer PA Blogs

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Tips for Appealing a Disability Insurance Denial by The Hartford

Denied by Metlife? Tips for Disability ERISA Appeal

This Week on DIAttorney.com (02/07/2020)

Strategies and Tips for a Cigna Disability Benefit Lawsuit

This Week on DIAttorney.com (01/31/2020)

Court Discusses Employer-Specific Positions Reliance LTD Decision

United of Omaha Denial of Disability Benefits for Senior Manager Remanded by Appeals Court

Principal Life Insurance Denial of Disability Benefits for Lawyer with Migraines Upheld by Court of Appeals

AIG Disability Insurance Claim, Denial, Appeal and Lawsuit Information

A Disability Lawyers’ View of Cigna Disability Claim Handling

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