Dell & Schaefer PA

Disability Insurance Lawyers Helping the Disabled Since 1979.

We are disability insurance attorneys that have helped thousands of claimants nationwide to obtain STD, LTD and long term care benefits. We represent claimants at all stages of a claim for disability income benefits, which includes the disability application process, monthly claim handling, denial of disability benefits, ERISA appeals, lawsuits to recover disability benefits and lump sum policy buyouts for individuals that are currently being paid disability income benefits. We always offer a free consultation.

How Long Does Long Term Disability Take to Process?

By Gregory Dell

September 23, 2020

Are you waiting for your disability insurance carrier to APPROVE your claim? Attorneys Gregory Dell and Stephen Jessup discuss what you can expect while waiting for your disability insurance claim decision. Learn the factors that effect a disability insurance claim decision, what an “Elimination Period” is, and stalling tactics the carriers take advantage of.…

Disability Insurance Claims Law Blog

How to Apply for Disability Insurance Benefits with Lincoln Financial

By Gregory Dell

September 23, 2020

https://www.youtube.com/watch?v=MFVfMyIUL9I Knowing when and how to file for long term disability insurance benefits under a Lincoln Financial policy can be a challenge, and this process can be fraught with potential pitfalls that may not be apparent to many claimants. Learn more about what to expect when filing a disability insurance claim with Lincoln Financial and how the attorneys at Dell & Schafer can help you navigate this stage of your disability insurance claim. Understand Your…

Disability Insurance Claims Law Blog

Sun Life Disability Insurance Income Lawsuit & Benefit Denial Tips

By Gregory Dell

September 22, 2020

https://youtu.be/rnS98579jxI Sun Life Disability provides group long term disability policies to U.S.-based customers – and, like just about all disability insurance carriers, denies a fair number of claims for benefits. But because Sun Life isn’t necessarily one of the biggest names in disability insurance, claimants who are seeking (or considering seeking) benefits from Sun Life may feel like they’re in the dark. Is Sun Life a fair company to deal with? What do they look…

Disability Insurance Claims Law Blog

The Guardian Disability Lawsuit

By Gregory Dell

September 18, 2020

https://youtu.be/AmKrfVqkElc At Dell & Schaefer, we’ve seen our share of disability insurance claim denial letters from Guardian Disability Insurance Company. Read on or watch the video to learn more about what’s involved in filing a lawsuit against Guardian and what claimants should be able to expect from the process. Elsewhere, we’ve talked about Guardian Disability generally and about the ERISA appeals process against this agency, but this transcript will exclusively discuss what it’s like to…

Disability Insurance Claims Law Blog

Mass Mutual Disability Lawsuit and Benefit Claim Denial Information

By Gregory Dell

September 17, 2020

https://www.youtube.com/watch?v=1fRUUsp082Q Mass Mutual Insurance Company isn’t one of the big names in disability coverage, even though it does offer individual and group long-term disability policies. If you’ve been injured and are unable to work, Mass Mutual will pay you disability benefits according to the terms of your disability policy—but this coverage often doesn’t come without some hiccups, and benefit denials are common. What should claimants know about appealing the denial of a Mass Mutual disability…

Disability Insurance Claims Law Blog

Attorney Tips: Reliance Standard Disability Lawsuit and Claim Denial Options

By Gregory Dell

September 16, 2020

https://www.youtube.com/watch?v=IV2uIuo2ybE Over the years, our disability insurance attorneys have reviewed thousands of disability insurance denial-of-coverage letters from Reliance Standard. Simply put, Reliance Standard makes it difficult for their policy holders to receive their disability insurance benefits. But disability claimants have the right to appeal a denial of coverage, and it’s possible to win these claims. Learn more about the litigation process and your options after a claim denial. What to Know About the Reliance Disability…

Disability Insurance Claims Law Blog

How Can I Get Approved for MetLife Disability Insurance Benefits?

By Gregory Dell

September 15, 2020

https://www.youtube.com/watch?v=RnrcbXZ8S30 MetLife is a gigantic disability insurance company that sells both short-term disability (STD) and long-term disability (LTD) benefit policies. You may not realize that each policy is different. This means that your best shot at avoiding a denied disability claim, and of being approved without needing to go through an appeals process, is to have the help of a disability insurance law firm. At Dell & Schaefer, the first thing we do is review…

Disability Insurance Claims Law Blog

How Do I Ask My Doctor For Disability?

By Gregory Dell

September 10, 2020

https://youtu.be/nTOL-bgUo54 Are you running into roadblocks with your doctor as it relates to asking for disability? In this video and article, disability insurance Attorneys Gregory Dell and Cesar Gavidia discuss how to ask your doctor for disability, how to get your doctors to complete disability insurance documentation, and the importance of keeping your doctors informed of your daily struggles, symptoms, and the limitations that effect the requirements of your job. GREG DELL: Hi, I’m Greg…

Disability Insurance Claims Law Blog

How Can I Qualify to Receive Disability Insurance Claim Benefits?

By Gregory Dell

September 3, 2020

https://www.youtube.com/watch?v=nK8N5wBaors Qualifying for disability insurance benefits is not a given just because you hold a disability policy through an employer or other organization. In this article, learn how to actually qualify for the disability insurance benefit in your existing policy. The Dell & Schaefer disability insurance law firm handles long-term and short-term disability insurance claims rather than benefits provided by Social Security disability programs. There’s a big difference between the two, so this article focuses…

Disability Insurance Claims Law Blog

The Most Common Causes of Disability Insurance Claims and Benefits

By Gregory Dell

August 28, 2020

https://www.youtube.com/watch?v=mVJIrm5H4pY As attorneys at Dell & Shaefer disability insurance law firm, we’ve seen just about every type of medical condition and are fully equipped to understand what’s involved to get paid your disability income benefits. Following is a glimpse of the five most common health issues leading to disability claims, as well as some essential things that disabled policyholders should know.…

Dell & Schaefer PA

Dell & Schaefer PA Blogs

Blog Authors

How Long Does Long Term Disability Take to Process?

How to Apply for Disability Insurance Benefits with Lincoln Financial

Sun Life Disability Insurance Income Lawsuit & Benefit Denial Tips

The Guardian Disability Lawsuit

Mass Mutual Disability Lawsuit and Benefit Claim Denial Information

Attorney Tips: Reliance Standard Disability Lawsuit and Claim Denial Options

How Can I Get Approved for MetLife Disability Insurance Benefits?

How Do I Ask My Doctor For Disability?

How Can I Qualify to Receive Disability Insurance Claim Benefits?

The Most Common Causes of Disability Insurance Claims and Benefits

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