Though you may think that being approved for long term disability benefits is the end of the race, disability insurers like Northwestern Mutual handle their benefit claims on a month-to-month basis – which means that disability claimants must prove that they are entitled to continue receiving benefits each month. Below, we’ll explain more about what we’ve learned after handling thousands of Northwestern Mutual disability insurance claims and what claimants can do to keep their monthly…

Nearly one in every four U.S. adults will live with a disability at some point in their lives. For many of these people, long term disability insurance is the financial bridge they need to help them transition out of the workforce and seek training in another profession or pursue Social Security disability benefits. But when it comes to securing and maintaining your long term disability benefits through Standard Insurance Company, the process can be anything but standard.…

Prudential is one of the world’s largest long term disability insurance carriers and often will offer long term disability insurance claimants a lump sum buyout of their policy—providing the claimant with a lump sum of money in exchange for canceling the policy and eliminating the claimant’s right to ongoing disability benefits from Prudential. While this can often make financial sense for a claimant who needs these funds to pay bills or retrain for a different…

Navigating the process of filing for long term disability benefits with an insurance carrier like Reliance Standard can be a challenge, even for the most well-organized claimant. Insurance carriers often seem to speak their own language, which can make claim denials seem unfair and arbitrary. At Disability Insurance Attorneys Dell & Schaefer, we’ve handled literally hundreds of claims against Reliance Standard and know exactly what they’re asking (and not asking) in their disability claim forms.…

Unlike group long term disability policies that are offered through an employer (and must be litigated in federal court), Chubb policies are generally individual policies targeted toward specialty professions ranging from chiropractors to dentists. This can make these policies a little different from standard long term disability policies, and claimants must proceed quickly and efficiently when seeking disability benefits from Chubb. Below, we’ll discuss what claimants should be able to expect when submitting a disability…

https://www.youtube.com/watch?v=Xy5J4P3vEGk If you recently received a disability benefits denial letter from Dearborn National, you may be wondering what to expect now – and whether a lawsuit is the correct next step. Suing Dearborn National to secure your long term disability benefits is often the most viable way to obtain the benefits you deserve, though this process often doesn’t come without some headaches and hiccups. At Dell & Schaefer, we’ve helped thousands of disability claimants successfully…

https://www.youtube.com/watch?v=AAX6QfG4SiM Applying for long term disability insurance benefits through Sun Life can seem like an uphill battle, especially when it comes time to ask your busy doctor to fill out a long, complicated claim form. What should claimants do if their doctor won’t support their disability by filling out an attending physician statement or contacting Sun Life? When should this conversation between you and your doctor even happen? Learn more about applying for Sun Life…