The Louisiana Insurance Commissioner issued a bulletin1 preventing insurers from issuing policies that prohibit policyholders from hiring public adjusters to help them with their property insurance claims.
Suppose a fire loss occurs. What happens if after the first fire loss and before repairs are finished, another fire loss occurs and burns down the structure? Should each fire loss be subject to a separate policy limit? Should an
The California and Colorado wildfires are the most recent natural disasters to highlight the pervasive underinsurance problem. United Policyholders has been in the forefront pushing an agenda to end this problem. But there continues to be push back from the
The insurance-to-value questions and concerns of underinsurance come up every time an insurance agent selling property insurance makes an application or oversees a renewal of a property insurance policy. Bill Wilson is an experienced insurance agent and insurance agent educator.
The West Virginia Offices of the Insurance Commissioner regulate the state’s insurance industry. One way the OIC does this is by investigating consumer complaints against insurance companies, agents, and adjusters. If you think that your insurance claim or policy has
An attorney on a ListServe seemed surprised to learn that some property insurance policies have clauses that can change the forum of litigation. They can also change the law and other requirements based on a state law. Attached is another
Have you ever read and viewed ads by attorneys who feign that by being what they claim is “aggressive,” they are “badass?” Lawyers can say and advertise anything on social media. Merlin Law Group sought out and is proud to
The Colorado Division of Insurance got an earful from Colorado policyholders dealing with insurance claim problems at a virtual town hall meeting last night. The event, Insurance Town Hall – Partial Losses in the Boulder Fires & Straight Line Winds,
The recent Colorado wildfires have highlighted a countrywide claims issue for residential homeowners having total losses—most are far underinsured. Insurance agent commentator Bill Wilson recently published a blog on the topic: Another Cautionary Tale of Underinsurance. While there are
A Florida circuit court trial judge ruled against Tower Hill Insurance and US Forensics today in their attempt to dismiss a RICO lawsuit filed against them by a contractor.1 This state court case was previously reported in Contractor Fights Back