Consequential and Foreseeable Damages: Recovery of Lost Rent Directly Attributable to the Insurer’s Breach of Contract
Merlin Law Group, P.A. Blogs
Latest from Merlin Law Group, P.A.
Claim Denial Reason: Did the Insurance Company Show Their Work?
Insurance companies owe their insureds a duty to fully and fairly investigate a property loss, which includes a comprehensive inspection to identify all damages associated to the claim. Unfortunately, insurance adjusters will sometimes utilize an “any port in the storm” style reason to deny a claim; the adjuster cannot point to a specific tangible basis for denial, instead relying on a hypothetical justification. In that situation, the adjuster’s denial stands in paradox to the insurer’s…
Hurricane Maria’s Third Anniversary – What Have We Learned?
Do Insurance Companies Select Appraisers Based on Lowered Awards to Their Customers?
Beta in Texas, Laura in Louisiana, Sally in Alabama and Florida, and Wildfires in California—Do Not Miss Learning From Attorneys in All These Jurisdictions Today at Tuesdays With Chip at 2
Do Not Miss Analysis of Civil Authority Coverage at the First Party Claims Conference
Trial Court Grants Motion to Dismiss Complaint Based on Virus Exclusion in Policy
New Mexico Requires Insurance Company to Demonstrate Substantial Prejudice Before Denying a Claim for Late Notice
Every insurance policy outlines certain duties a policyholder is required to perform following a loss. However, the prompt notice provision appears to be increasingly gaining traction by opportunistic insurance companies and their defense attorneys who seek to use this as a technicality to avoid liability for an otherwise covered loss.…
“Physical Damage” Can Occur From An Unknown Substance That Shuts Down a Business or Conditions That Make a Structure Useless
Can an Insured Submit a Supplemental Flood Proof of Loss If the Insurer Has Already Paid the Initial Proof of Loss?
