What are additional living expenses?
Additional living expenses are typically included as a coverage in homeowner property insurance policies under “Loss of Use.” In a recent blog post, Is Your Insurance Company Threatening to Prematurely Terminate Loss of Use Benefits
Continue Reading Additional Living Expenses: What Does Your Policy Cover and For How Long?
In the wake of Hurricane Ida, many adjusters and contractors are headed to the State of Louisiana to assist in the assessment of damages and clean up. While heading into Louisiana, it is important to closely read the insurance policies.
Continue Reading A Reminder to Out of State Public Adjusters and Contractors Working in Louisiana
Merlin Law Group wishes you a Happy Thanksgiving!
Continue Reading Happy Thanksgiving From Merlin Law Group
Thanksgiving is a time for food, family, and friends. Unfortunately, it can also be a time of fires, home robberies, or even food poisoning. While there is no such thing as “Thanksgiving Insurance,” there is homeowners and renter’s insurance! Unlike
Continue Reading Does your home insurance policy cover Turkey Day Terrors?
What “soft costs” of a construction project are covered in a builders risk insurance claim is a frequent question posed. For policyholders, contractors, and those about to undergo a construction project, one of the most important actions to take is
Continue Reading Builders Risk Insurance and Soft Costs Claims
Merlin Law Group attorneys Javier Delgado and Tony Loe successfully won a jury trial arising from a Hurricane Michael trial in Panama City, Florida, last week. When I spoke with Javier Delgado shortly after the verdict, Javier said that the
Continue Reading Policyholder Grateful For Hurricane Michael Trial Win
Exclusion provisions in a policy work to limit the range of coverage by restricting certain events or losses; often serving as a basis to deny a claim. Nevada case law has long held the burden is on the insured to
Continue Reading Nevada Insureds Bear Burden of Proving Exceptions to Exclusion Provisions
The Division of Insurance in South Dakota’s Department of Labor and Regulation (“SDDOI”) seeks to “protect the public and make insurance available and affordable.”1 One of its main functions is to answer consumer questions and investigate consumer complaints. If you
Continue Reading How to File a Complaint with the South Dakota Department of Labor and Regulation
It is known that the passage of Hurricane Maria through Puerto Rico in 2017, not only caused structural damage but also other damages that interrupted many public and private services for months. Many businesses had to shut down or limit
Continue Reading Business Interruption Exclusion Clauses
I was appointed by the court as the liaison coverage counsel for the putative class members in the collapse of the Champlain Towers South. This week, a team of extraordinarily skilled lawyers that I have been working with filed an
Continue Reading The Champlain Towers Collapse Catastrophe and Purchasing the Right Insurance
