Property Insurance Coverage Law Blog

THE POLICYHOLDER'S ADVOCATE®

Subscribe
Visit Blog
By: Merlin Law Group, P.A.

Blog Authors

Angelina Wike
Ashley Harris
Brandee Bower
Beaujeaux de Lapouyade
Glenn Rosen
Christina Phillips
Christopher Mammel
Chip Merlin
Christopher Nahas
Corey Harris
Deborah Trotter
David Furtado
donnadevaney
David Pettinato
Denise Sze
Daniel Veroff
Edward Eshoo
Emily Marlowe
Erin Dunnavant
erinkristofco
Francisco Garcia
glennrosen
Ian Dankelman
Iris Kuhn
Janelle Matthews
Jonathan Bukowski
Jason Cieri
Javier Delgado
Jeff Zane
Jennifer Van Voorhis
jeremytyler
Jean Niven
J. Ryan Fowler
Julitza Perez
Karl Bach
kevinhealey
Kesha Hodge
Kenneth Kan
Kelly Kubiak
Kay Morgan
Larry Bache
Lawrence Moon
Michael Buonocore
Maria Gerguis
Merlin Law Group
Marmar Kahkeshani
Marie Laur
Michael Ponzo
Nicole Vinson
Guest Blogger
Paul LaSalle
Merlin Law Group
Ruck DeMinico
Rene Sigman
Robert Trautmann
Sean Shaw
sergioleal
Shane Smith
Shaun Marker
Stephanie Poli
Tamara Chen-See
Timothy Burchard
tinanicholson
vivianpersand
Victor Jacobellis
Verne Pedro

Latest from Property Insurance Coverage Law Blog

The purpose of Section 627.7015, Florida Statutes titled “Alternative procedure for resolution of disputed property insurance claims” is to encourage insurance companies and policyholders to resolve their disagreements regarding disputed property insurance claims without the necessity of litigation or appraisal. The statute requires, in part: (2) At the time a first-party claim within the scope of this section is filed by the policyholder, the insurer shall notify the policyholder of its right to participate in…
A Florida based insurance agent educator asked me for my thoughts about how arbitration clauses harm policyholders and provide less coverage. He was referencing my earlier post this week, Arbitration Clause Requiring New York Law and New York Arbitration Cited as Avoidance of Florida Lawsuit—Another Instance of Surplus Lines Insurer Abuse in Florida.…
Insurance Law360 is part of my daily reading and it tipped me off to a case which raises the same problem about arbitration, I noted in Should Insurance Agents Get Sued for Selling Insurance Which Requires Arbitration in a Far Away Location and Deprives Their Customers of Consumer Protection Laws? and Arbitration Is an Increasing Trend Found Within Property Insurance Policies, and Arbitration is Not Appraisal.…
https://youtu.be/iACgx1fTLno Reporter Steve Andrews ran a televised story highlighting that some Florida legislators are listening to insurance company lawyers and lobbyists rather than taking care of their constituents in Consumers Would Take Hit If Insurance Lobby Gets Its Way, and Change in Insurance Law Would Take Away Consumers’ Day in Court. The story references Florida House Bill 751 filed by Representative Alex Andrade. Senate Bill 1464 filed by Senator Jeff Brandes from St.…
An insurance agent has many responsibilities which to do correctly, requires a great amount of specific education and a lot of attention to detail. Insurance agents are important because they sell one of the most important financial products any of us can purchase. The entire purpose of the insurance product they sell protects us from financial calamity. Every now and then, a lack of attention to detail comes back to harm a customer.…
Public adjuster Stephanie Lee approached me at the Win The Storm conference with an intriguing question—could she be appointed by a contractor holding an Assignment of Claim as the contractor’s appraiser in an appraisal? My first thought, and I bet it is the same thought most reading this blog, was “why not?”…
Insurance regulation is important. Unlike other commercial products, insurance is a product that serves the public trust. Without regulation, history has proven that insurers cannot control themselves. They go broke just when we need them the most and their claims practices, if unchecked, can be atrocious. States with a strong admitted marketplace should be encouraged. States without a strong admitted marketplace run the risk of outrageous rates, bankrupt insurers and the lack of an insurance…