It is important for policyholders to know and understand the steps they must complete before filing a complaint when an insurance claim has been delayed, denied and bad treated by an insurance company. As mentioned in a previous post, (please see my blog on this topic published on December 5, 2018: Puerto Rico Approves Amendments to the Insurance Code to Protect Policyholders and Improve Claim Handling Procedures), Puerto Rico’s Insurance Commissioner has established new…

Property Insurance Coverage Law Blog

Puerto Rico: Guide To Unfair Settlement Acts By Insurers During The Adjustment Of Claims

By Julitza Perez & Francisco Garcia on June 17, 2019

Hurricane season 2019 is officially underway, and so now is the time to take action and prepare before a possible hurricane threat. It’s imperative that policyholders understand the coverage and rights provided under their insurance policy. Therefore, one of the first things a policyholder should do is request a copy of their insurance policy now and confirm that they have the coverages provided are correct and appropriate for the type of property or interest being…

Property Insurance Coverage Law Blog

Puerto Rico: Guía De Las Prácticas Desleales Por Aseguradoras Durante El Ajuste De Reclamaciones

By Julitza Perez & Francisco Garcia on June 17, 2019

Ha iniciado la nueva temporada de Huracanes 2019, y son muchos los preparativos que debemos llevar acabo ante la posible amenaza de un huracán. Es imperativo que los asegurados entiendan la cobertura y los derechos bajo su Póliza de Seguros. En primer lugar, cada asegurado debe solicitar una copia de su póliza de seguros y confirmar que las coberturas sean las correctas según su propiedad o interés en asegurar. Además, el asegurado debe entender cuáles…

Property Insurance Coverage Law Blog

Dan Veroff Named Outstanding New Lawyer By The San Francisco Trial Lawyers Association

By Chip Merlin on June 16, 2019

The San Francisco Trial Lawyers Association is the largest and oldest Association of consumer attorneys in the San Francisco Bay area. Every year they honor a member as the Trial Lawyer of The Year, the Judge of The Year, and a New Lawyer of the Year. The Association’s past presidents include some of the best American trial lawyers to have ever practiced in the courtroom.…

Property Insurance Coverage Law Blog

Post-Lawsuit Payment of Appraisal Awards

By Shane Smith on June 15, 2019

A recent Florida 4th District Court of Appeal decision, Bryant v. Geovera Specialty Insurance Company,1 addressed the issue of whether an insurance carrier’s payment of an appraisal award above a sublimit constituted a “confession of judgment.”…

Property Insurance Coverage Law Blog

Property Insurer Wrongly Denies You Coverage? Victor Jacobellis and Chip Merlin Discuss How Exceptions to Exclusions Win Coverage

By Chip Merlin on June 14, 2019

Victor Jacobellis left his job in San Francisco representing insurance companies to join Merlin Law Group and help policyholders obtain insurance coverage benefits. He asked me to speak with him about exceptions to exclusions of coverage which are often overlooked and lead to wrongful denials of coverage. The photo above shows yours truly speaking with Victor Jacobellis in Napa, California at the National Association of Public Insurance Adjusters Annual Conference on this important insurance topic.…

Property Insurance Coverage Law Blog

Insured Lacked Standing to Sue After Sale of Property

By Jason Cieri on June 13, 2019

Assignment of Benefits (AOB) is certainly a hot button issue in the insurance industry. AOB occurs when an insured assigns its rights to insurance proceeds to a third-party that is not technically an insured under the insurance policy.…

Property Insurance Coverage Law Blog

How to File A Complaint with the North Carolina Department of Insurance About Your Denying, Delaying and Bad Treating Insurance Company

By Nicole Vinson on June 12, 2019

North Carolina was battered by Hurricane Florence last year and reports show very concerning issues of claims handling and low claim payments after the storm. Perhaps Hurricane Michael losses pulled adjusters out of North Carolina and for some insureds caused additional delays to their claims. North Carolina does have an option where you can advise the North Carolina Department of Insurance the details of your claim, but the system is not very user friendly—even the…

Property Insurance Coverage Law Blog

Dispute Whether Contractor Overhead & Profit Should Be Included in Actual Cash Value Payment Will Be Decided by State Supreme Court

By Daniel Ballard on June 11, 2019

The Pennsylvania Supreme Court recently agreed to hear argument on the matter of Kurach v. Truck Insurance Exchange.1 Merlin Law Group blogged about this class action lawsuit back in May of 2017 and the link can be found here.…

Property Insurance Coverage Law Blog

Insurance Company Act in Bad Faith? Can It Be Punished? What Policyholders Need To Know About California Bad Faith Law

By Daniel Veroff on June 10, 2019

Insurance policyholders who are considering suing their insurance companies for bad faith need to consider many pros and cons, including the potential for financial compensation. California juries can allocate the money they award policyholders to several categories, such as unpaid policy benefits, attorney fees, and punitive damages. This post addresses punitive damages and looks at three key issues that came up in a recent decision from California’s Second Appellate District.1 Keep in mind, there are…

Property Insurance Coverage Law Blog

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How To File A Complaint With The Puerto Rico Insurance Commissioner Office About Your Delaying, Denying And Bad Treating Insurance Company

Puerto Rico: Guide To Unfair Settlement Acts By Insurers During The Adjustment Of Claims

Puerto Rico: Guía De Las Prácticas Desleales Por Aseguradoras Durante El Ajuste De Reclamaciones

Dan Veroff Named Outstanding New Lawyer By The San Francisco Trial Lawyers Association

Post-Lawsuit Payment of Appraisal Awards

Property Insurer Wrongly Denies You Coverage? Victor Jacobellis and Chip Merlin Discuss How Exceptions to Exclusions Win Coverage

Insured Lacked Standing to Sue After Sale of Property

How to File A Complaint with the North Carolina Department of Insurance About Your Denying, Delaying and Bad Treating Insurance Company

Dispute Whether Contractor Overhead & Profit Should Be Included in Actual Cash Value Payment Will Be Decided by State Supreme Court

Insurance Company Act in Bad Faith? Can It Be Punished? What Policyholders Need To Know About California Bad Faith Law

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