There are numerous articles about why our younger and brighter people in the United States do not want to be insurance company claims adjusters. Most start like this: The insurance industry has a lot of open positions, and it’s scrambling to fill them. It’s targeting millennials, but many simply don’t consider insurance as a potential career — or think it’s boring. A recent survey from The Hartford showed that just 4 percent of millennials interviewed…

David Altmaier is Florida’s Insurance Commissioner. On January 21, he becomes the President of the National Association of Insurance Commissioners. He deserves a big shout-out because his career rise is truly amazing. He sets a great example of why students should pay special attention in math class, and I applaud him for starting his career as a teacher. Here is his biography listed on the NAIC website:…

North Carolina is known as The Tar Heel State, and I am proud to call The University of North Carolina at Chapel Hill my alma mater. The official state bird is the cardinal and the blossom of the beautiful dogwood tree is the official state flower.…

This installment of my blog series goes hand-in-hand with my last blog post, When Words Collide: Insurance Policies as Contracts of Adhesion. Whereas the last post discussed the idea of an insurance policy as a contract of adhesion, meaning that insurers usually have much higher bargaining power in the parties’ contractual relationship, this blogpost dives a bit more into the overall “purpose” of insurance.…

Like the Oklahoma Sooners took care of the Florida Gators in the Cotton Bowl (55-20), the Oklahoma Supreme Court issued a commanding opinion on December 15, 2020, confirming assignments of claims are valid and enforceable in Oklahoma. In fact, the Oklahoma Supreme Court almost seemed surprised it was even a question when it reversed the trial court’s erroneous grant of summary judgment in favor of the insurance company against a construction company.…

Wishing you a Happy New Year from all of us at Merlin Law Group.…

For a Rock and Roll fanatic, it is hard to believe that Eddie Van Halen has died—especially when he was not much older than me and maybe had not done many more uninsurable activities. Here is a great solo of his, later in his career:…