A respected insurance claims expert challenged me to comment about the emotional trauma and problems faced by the public with repeat natural catastrophes. His remarkable challenge coined a new phrase, “warmageddon:”
With climate changing to weirder weather, hurricanes moving northward,
Following up on the recent post, Appointment Of Umpires and What Qualifications Matter To A Court?, Robert Norton from the IAUA ( Insurance Appraisal and Umpire Association) reminded me that I wrote a blog, What is a “Competent” Umpire
I received a number of comments and private messages about last week’s post, Do Appraisers Legally Need to Be Licensed Adjusters in Florida. One commentator raised the issue about whether umpires have to be licensed as adjusters. That question
Change is constant. Innovations, new views about the impact of past events and how people should conduct business are in constant flux. This is very true for the insurance business as well.
Neither the Illinois Supreme Court nor the Illinois Appellate Court has weighed in on whether “causation” is appropriate for appraisal. Numerous Illinois federal district trial courts have, concluding that disputes as to (a) causation (whether the damage was caused by
A public adjuster from Arizona, David Young, sent me a Florida Administrative matter for my review. He indicated it appeared that Florida was requiring parties to an appraisal to hire licensed adjusters or public adjusters.
In Florida, many insureds are still litigating over Hurricane Irma claims. One of the issues that insurance adjusters often fail to pay for is stucco damage to the structure caused by wind. Many policies, including Commercial, Businessowners, and even the
When it comes to determining actual cash value and whether labor can be depreciated in Kentucky, do what insurance education Bill Wilson teaches and RTFP—Read the Full Policy. While a favorable Kentucky federal opinion ruled that depreciation could not be
Chief financial officers and risk managers should carefully and fully explain their financial and computer operations to competent insurance agents so that cyber and crime package policies are tailored to insure their operations in the event of an attack or
Nancy Dominguez of the Florida Association of Public Insurance Adjusters provided a little public records Christmas gift. The Citizens Managed Network Vendor Program Best Claims Practice & Estimating Guidelines are attached as exhibit B to the Contractor Managed Repair Program