For some reason, one of my favorite non-insurance-related classes in law school was none other than constitutional law. Although the field of constitutional law is one that I enjoy reading and learning about, it is not often that first-party property
Many insurance companies adjusting hail damage claims have a checklist of items that each adjuster must answer before payment of a claim. One of the items at the top of the list is whether there have been any prior hailstorms
The Rocky Mountain Association of Public Insurance Adjusters (RMAPIA) is holding a Spring meeting where I will discuss Safety and Valuation Issues Following Wildfire Losses. An article, Fire Investigator Health and Safety Best Practices,1 should be read by all
Dave Young of ClaimWizard has a not-so-secret weapon for helping public adjuster clients — his wife, Lynette Young. The message I liked the best from Lynnette regarding the upcoming Public Adjuster Business Building Conference is “who it is not for”
The desire to compensate shareholders creates a direct conflict of interest between insurance carriers and their policyholders. As a result, most jurisdictions, including Colorado, have enacted laws to protect their consumers and hold insurance carriers accountable to their promise
At the Spring 2021 Professional Public Adjusters Association of New Jersey meeting, I presented a course with Engineer Bill Halkiadakis entitled “How to Select and Use Engineering Experts in Property Claims.” The presentation included a case study on a claim
Many of you may know that I am the appointed coverage counsel for the Class of victims at Champlain Towers South. This collapsed condominium tragedy has made international news and is very emotional for all involved. There are some insurance
An insurance policy is a contract. In disputes involving contracts, it is nearly always the terms and conditions of the contract that will govern. Contracts set out the rights and obligations of the parties involved. Therefore, it is essential to
The Russian invasion of Ukraine has led to warnings from the United States government that Russia may support cyber attacks of United States commercial interests in retaliation of our support for Ukraine. The first thought of anybody in the insurance
The National Flood Insurance Program has been subject to abuse by those in charge of its claims operation. Examples of this are found in previous blog posts, New Jersey Senator Menendez Calls for Investigation into Manipulated Expert Reports, and