Are you satisfied with your current insurance policy, but not your insurer? You’re not alone. While there can be good reasons to do that, you can’t directly move your life insurance policy to another company. It can be possible, however,…

Be honest. When was the last time you looked at your life insurance policy details? Better yet, when did you perform a complete life insurance policy audit? Life moves pretty fast and your insurance policy should keep up. If you…

Thinking about getting life insurance, but not sure which type to purchase? So, you open your life insurance dictionary and flip through the pages — only to find terms like “mortality charges,” “surrender values,” and… “no-lapse guarantee universal?”

In simple…

Confused by life insurance terms? You’re not alone. According to a new survey from Western & Southern Financial Group, Americans face “significant knowledge gaps” when it comes to life insurance. 26% of those surveyed were unsure if their life insurance…

Most people skim over the life insurance terms of their policy until they’re faced with a decision. But buried in the fine print are important policyholder rights that could make a huge difference. One of the biggest? The non-forfeiture clause.…

Thinking about cashing out your life insurance policy? You might be wondering if it’s worth it — or if there’s a better option. Then you start reading the terms of your cash surrender value — nonforfeiture options, 1035 exchanges, MEC…

Life insurance policies are often seen as a basic safety net, but they can offer more than just security and peace of mind for your loved ones. While premiums and coverage may seem like a boring old life insurance policy,…