Chapter 13 bankruptcy is often used to save a home or investment property from foreclosure. Generally upon the filing of a chapter 13 case, foreclosure cases are generally stopped and a person is given the opportunity to propose a chapter
Bankruptcy Law Blog
The Bankruptcy Law Blog, published by Jordan E. Bublick, focuses on issues related to bankruptcy filings, particularly Chapter 13 cases. It covers topics such as strategies to prevent foreclosure through bankruptcy plans, mortgage reinstatement and modification options, and the avoidance of junior mortgages under certain conditions. The blog also addresses the impact of bankruptcy on credit reports, including how discharged debts are reported and the duration bankruptcy information remains on credit records. Additionally, it discusses legal interpretations of bankruptcy code provisions affecting plan modifications. The content includes guidance for debtors navigating bankruptcy processes and related credit implications.
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Latest from Bankruptcy Law Blog
Modification of Chapter 13 Plan
By Jordan Couch
On August 25, 2020, the 11th Circuit Court of Appeals issued its decision in the case of Whaley vs. Guillen (In re: Guillen), No. 17-13899 (11th Cir. 2020) in which the court dealt with an important issue with regard to
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Su informe de crédito después de la bancarrota
By Jordan Couch
Los informes de crédito deben ser actualizados por los acreedores y agencias de informes de crédito después de una declaración de bancarrota o descarga para reflejar que las deudas han sido liquidadas. Bajo la Ley de Informes de Crédito Justo.
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Salvar su Casa de Foreclosure
By Jordan Couch
La bancarrota del Capítulo 13 se utiliza a menudo para salvar una casa o propiedad de foreclosure. Generalmente tras la presentación de un caso del capítulo 13, los casos de foreclosure se detienen y un persona tiene la oportunidad de
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Your Credit Report After Bankruptcy
By Jordan Couch
Credit reports should be updated by the creditors and credit reporting agencies after a bankruptcy filing or discharge to reflect that debts have been discharged. Under the Fair Credit Reporting Act. creditors and credit reporting agencies are required to report
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Mortgages After Bankruptcy
By Jordan Couch
It is generally possible to qualify for an FHA (Federal Housing Agency) mortgage loan after a period of time after the filing of a Chapter 13 or Chapter 7 bankruptcy. FHA mortgages are offered by individual lenders and insured by
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New COVID-19 Small Business Bankruptcy Relief
By Jordan Couch
Last week, the President signed into law the “Cares Act” which provides broad relief for individuals and businesses affected by the present situation.
One of the sections of the Cares Act made a change for a period of time to
One of the sections of the Cares Act made a change for a period of time to
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Chapter 7 and 13 Bankruptcy Relief
By Jordan Couch
The Bankruptcy Code provides for personal bankruptcy relief under chapters 7 and 13.
Chapter 7
Chapter 7 provides in general for the discharge of debt together with the liquidation of non-exempt property by the Chapter 7 trustee. Chapter 7 is
Chapter 7
Chapter 7 provides in general for the discharge of debt together with the liquidation of non-exempt property by the Chapter 7 trustee. Chapter 7 is
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Abandonment of Florida Homestead
By Jordan Couch
Article X, Section 4 of the Florida Constitution provides generally for the exemption of a Florida homestead. Courts generally hold that once a property is established as a homestead, it does not lose that status until it is “abandoned.” Various types of
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Correcting Your Credit Report
By Jordan Couch
The federal Fair Credit Reporting Act (the “FCRA”) gives consumers certain rights regarding their file in the credit bureau. The FCRA was enacted to promote the accuracy, fairness, and privacy of information of the files of credit bureaus.
Negative information
Negative information
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