Bryant Legal Group News & Resources

Latest from Bryant Legal Group News & Resources

Liver disease is more common than you might imagine. According to the Centers for Disease Control and Prevention, 4.5 million Americans have a diagnosed liver disease, and roughly 42,000 people die every year as a result.   If you or someone you love is suffering from liver disease that affects your ability to do your job, you should understand your options for disability insurance claims. In this blog, the Bryant Legal Group team will outline what you need to know about liver disease, how it affects the body, and how you…
When you file a claim for individual disability insurance benefits, you assume everything will go smoothly. Unfortunately, even if you hand-picked your policy’s terms and conditions, you may discover that exclusions and limitations can impact your short-term and long-term disability benefits. In this article, we answer our clients’ frequently asked questions about policy exclusions. What Are Disability Insurance Exclusions? When you purchase disability insurance coverage, you’re presented with various choices that impacted both your monthly…
When you have health insurance, disability insurance, or property insurance, you may sometimes find that the insurer has an unreasonable amount of power over you — perhaps more than you anticipated when you purchased the policy years before. This issue is all too common. Insurers often design and execute unfair contracts designed to put you, the policyholder, in a weakened position. Suppose you’ve had your claim denied or mishandled due to an underlying contract provision that you believe is…
If you’re applying for short-term or long-term disability benefits, you’ve probably heard that UNUM is notoriously difficult to deal with. The company has a reputation for denying valid claims, delaying benefit payments, and violating state and federal insurance laws. However, you can fight back. At Bryant Legal Group, we help people stand up to UNUM and other disability insurers. In this blog, learn more about disability insurance claim deadlines and what to do if your…
Shoulder pain is incredibly common: about 18–26% of all adults will experience it in their lifetime. While some of us will recover relatively quickly, many people with shoulder problems experience chronic, disabling symptoms. At Bryant Legal Group, we help people with shoulder pain and dysfunction get the disability insurance benefits they deserve. In this article, we explain the essentials of a disability insurance claim involving shoulder pain. What Causes Shoulder Pain? Your shoulder is one…
Disability insurance companies frequently use video surveillance and other tactics, hoping to prove you’re exaggerating your symptoms. While no one likes the feeling of being watched, most surveillance is harmless. In this article, the experienced disability insurance lawyers at Bryant Legal Group outline common surveillance tactics and suggest ways you can protect your privacy and preserve your credibility. Why Do Disability Insurers Use Surveillance? When you file a claim for short-term or long-term disability benefits,…
At Bryant Legal Group, we know how short-term disability benefits can provide much-needed peace of mind and financial security while you deal with a disabling illness, injury, or chronic condition. However, short-term disability insurance policies have their imperfections too. If you don’t understand your plan’s shortcomings from the beginning, you may have unpleasant surprises later on. Here, Bryant Legal Group’s team of respected short-term disability lawyers outlines the power and challenges of short-term disability coverage.…
Nurses and other healthcare professionals spend their days focused on other people’s health and wellness. However, when healthcare workers find themselves unable to work due to their own chronic health conditions, illnesses, or injuries, they often find themselves in unfamiliar territory, navigating the medical and disability insurance systems as a claimant and patient. It’s a lot to handle, but you don’t have to do it alone. Bryant Legal Group has served Illinois’ nursing and medical…
At Bryant Legal Group, we get a lot of phone calls from high-income professionals, including doctors, lawyers, and entrepreneurs, who need to file a long-term disability insurance claim. Many of these professionals are struggling with their decision to file. They’ve invested a lot of time and effort into building their practices, only to find that their health is suddenly making their life’s work impossible. In this article, our experienced lawyers explain how to apply for…
UNUM doesn’t want to pay out your long-term disability (LTD) benefits. UNUM is a for-profit company that’s much more interested in its shareholders’ happiness and profitability than your welfare. However, the company frequently offers disability claims settlements (sometimes called buyouts) to insureds. What gives? At Bryant Legal Group, we’ve made a career out of standing up to UNUM, and we’re very familiar with their tactics. Here, we explain why you should accept a UNUM buyout…