Bryant Legal Group News & Resources

Latest from Bryant Legal Group News & Resources

Crohn’s disease and inflammatory bowel disease (IBD) are often considered “invisible disabilities,” but they can have a profound effect on your life. It can be impossible to work when you need unscheduled restroom breaks and live with chronic pain— not to mention the stress of living with other effects of the disease, like malnutrition and other serious symptoms. If you have Crohn’s disease and are considering filing for long-term disability insurance benefits, the attorneys at…
An estimated 60 to 80 percent of us will experience back pain during our lifetime. When conservative treatment options like injections and physical therapy do not control your chronic back pain, surgery might be your next option. If you are facing a spinal surgery, you are not alone. Between 1998 and 2008, the number of back surgeries performed in the U.S. increased by more than 250%. More than a million people each year undergo these…
In 2011, legendary basketball coach Pat Summitt announced that she had been diagnosed with early-onset dementia. She continued to coach the Tennessee Volunteers for another season with support from her staff. While this seemed novel back then, Coach Summitt’s story is increasingly common today. Doctors are diagnosing dementia earlier and earlier. That means that many people—especially people with early-onset dementia—are trying to figure out how to manage their professional lives and their condition simultaneously. If…
As we age, our chances of needing long-term care increase—and about 53% of us will need some form of long-term care for more than a year. In 2020, the average cost of a private room in an Illinois nursing home was $84,312. In the greater Chicago area, it cost $102,384. Even if you have significant assets, these costs might seem unmanageable. That is why many people invest in long-term care insurance to help reduce this…
We have learned a lot about COVID-19: how it is transmitted, how we can fight the disease, and who is most at risk. However, we are only just beginning to understand how the virus affects our bodies over the long term. If you are one of the roughly 30% of coronavirus patients who are living with long COVID or post-COVID symptoms, you might be eligible for long-term disability insurance benefits. In this article, our team…
Most people expect that they will recover quickly after a surgery, unexpected illness, or injury. They file a claim for short-term disability assuming that they will soon be back to work. Unfortunately, sometimes things aren’t that simple. Most short-term disability plans only pay monthly benefits for 6-12 months. If medical complications or other issues keep you away from work for longer, you will need to consider other options, like long-term disability insurance. In this article,…
You have probably heard that doctors and other medical professionals should invest in “own occupation” disability insurance. However, many physicians do not realize that insurers sometimes include loopholes and unfavorable terms in their private disability insurance policies—which are sometimes discovered only after you file for short-term or long-term disability. In this blog, our disability insurance lawyers outline three things you should look out for in your policy. We will also suggest ways to improve your…
When was the last time you reviewed your long-term disability (LTD) coverage? If you’re like most dental professionals, it’s been a while—and there’s a good chance you’ve outgrown your coverage. The COVID-19 pandemic has painfully reminded us how an unexpected pause in your practice can be catastrophic. That’s why I’m encouraging you to review your policy and take a proactive approach to disability planning. Dentists Face a High Likelihood of Disability Dentistry takes a toll…
For many women, pregnancy is one of their first encounters with disability insurance. If your state or employer doesn’t provide for paid maternity leave, there’s a good chance you will end up filing for short-term disability insurance benefits. And, if you suffer complications that make it difficult to return to work, you could also qualify for long-term disability benefits. So, while you are researching childcare options, preparing the nursery, and looking for a pediatrician for…
If you are filing a claim for short-term or long-term disability benefits, you need to be prepared. The insurance company will never take you at your word and pay your case. Instead, you will need compelling evidence that shows that you are disabled and meet all your policy’s criteria. It is not easy to build up a disability insurance claim, especially when you are dealing with life-changing medical conditions or injuries. Unless you carefully collect…