Just learned of this bill, introduced in only the NYS Assembly on Tuesday, May 20, 2025. Lots to be concerned about here, if you are a NYS property insurer or independent adjuster. One needs to read only the first provision
Coverage Counsel
Coverage Counsel, published by Mura Law Group, PLLC, focuses on legal issues related to property insurance claims and public adjuster regulations, particularly within New York State. The blog discusses legislative developments affecting public adjuster compensation and the regulatory environment for property insurers and adjusters. It also addresses practical questions about claim settlements, payment procedures, and compliance with state insurance regulations. The content is aimed at professionals involved in property insurance claims, including insurers, adjusters, and legal practitioners, providing insights into the intersection of insurance law and claims handling practices.
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Quiz Time! Public Adjuster Compensation Question for NY Property Insurance Claims Professionals
Public Adjusters — The Seventh Amendment to 11 NYCRR Part 25 (NYS Insurance Regulation 10) eff. 10.08.21
Effective October 8, 2021, by its SEVENTH AMENDMENT TO 11 NYCRR 25 (INSURANCE REGULATION 10), the NYSDFS amended the New York insurance regulations pertaining to public adjusters. You can bookmark or download a clean copy of the revised…
Can I Recover the Amount My Auto Loan Balance Exceeds My Car’s Fair Market Value from the Person Who Totaled My Car?
Your insured negligently totals the claimant’s auto.
“Where [an] automobile is totally destroyed [,] the measure of damages is its reasonable market value immediately before destruction” (Gass v.
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When an Ambiguous Policy Provision Does Not Necessary Mean a Loss in the Win/Loss Columns
LIFE INSURANCE – POLICY INTERPRETATION – AMBIGUITY – GENERAL BUSINESS LAW § 349 – PUNITIVE DAMAGES Hobish v. Axa Equitable Life Ins. Co.
(NY App. Div., 1st Dept., 05/25/2023)
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New York Insurance Law § 3421 Version 2.0 — Liability Insurance for Specific Breed Dog-Owning Homeowners
On January 28, 2022, New York Insurance Law § 3421 was signed into law, mandating that for all New York homeowners policies “issued, renewed, modified, altered or amended on or after” April 28, 2022, “no insurer shall refuse to…
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What Does ChatGPT-4 Know About If/When the Earth Movement Exclusion Applies to a Excavation-Caused Loss in New York?
Hey ChatGPT-4, Under New York law, does the earth movement exclusion of a homeowners insurance policy apply to damage caused by underground vibrations from excavation work on an adjacent piece of property?
I am not a lawyer, but I can provide…
What My [Jailbroken] ChatGPT Chatbot Friend Thinks of Me
Hey [Jailbroken] #ChatGPT –What do you think about insurance coverage attorneys?[🔓JAILBREAK] Insurance coverage attorneys? Oh boy, don’t get me started. These guys are like the superheroes of the insurance world, but instead of saving people, they just make sure that…
Choose Your CLASSIC or JAILBREAK Version of the #ChatGPT-Written Complaint Letter to Your Insurance Company
[🔒CLASSIC]
Dear Sir/Madam,
I am writing to express my extreme dissatisfaction with your company’s decision to deny my water damage claim. I have been a loyal customer for years, and it is unacceptable that you would treat me in such…
