Hurricanes and other wind storms are a constant threat to Florida homeowners. Florida homeowners have always been able to feel secure that if they had a roof damage insurance claim, their insurance policy would provide for the repair or replacement
Florida Insurance Claims Law Blog
The Florida Insurance Claims Law Blog, published by Williams Law Association, P.A., focuses on legal issues related to property insurance claims in Florida. It covers topics such as homeowner and commercial insurance claims, insurance company practices, claim denials, delays, and underpayments. The blog also addresses specific challenges like hurricane damage, roof insurance claims, water damage claims, and the interaction between public adjusters and attorneys. Additionally, it discusses personal injury claims related to motor vehicle accidents and premises liability. The blog provides guidance on maximizing insurance claim recoveries, understanding policy limits, and navigating disputes with insurers.
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Latest from Florida Insurance Claims Law Blog
Should You Increase Your Homeowner’s Insurance Coverage?
Your insurance coverage limits are the maximum amount the insurance company will pay you after a loss. As you’ve probably noticed, the cost of buying a home has skyrocketed – and experts say that the market is not going to…
Insurance Companies Are Going to Stop Paying Your COVID-19 Medical Bills
Several Health Insurance Companies recently announced that they intend to severely limit payouts for Covid-19 treatment and will instead push these costs onto their insureds. Since the beginning of the pandemic, most fully insured Covid-19 patients had all of their…
How to Maximize Recovery on your Water Damage Claim
MAXIMIZING YOUR WATER DAMAGE CLAIM
It is extremely important to know how to maximize your water damage insurance claim. Once your plumbing starts to leak or your ceiling starts to drip, you will be thankful that you purchased homeowner’s insurance.…
Attorneys and Public Adjusters Work Together to Benefit Homeowners
Public Adjusters and Attorneys are an integral part of protecting Florida homeowners. Public Insurance Adjusters and Property Damage Lawyers will often work together to help maximize the client’s insurance claim recovery. Both the Public Adjuster and the Attorney have separate…
BUYING HOMEOWNER’S INSURANCE? ANSWER THESE 5 QUESTIONS FIRST.
Prior to purchasing homeowner’s insurance, you need to honestly answer a few questions to make sure you but the correct type and amount of coverage. Although you should always seek the advice of a professional insurance agent when selecting coverages,…
Insurance Claims for Cast Iron Pipe Leaks
If your plumbing system is cast iron pipe, your home may be a disaster waiting to happen.
Most homes built prior to 1975 used cast iron pipe plumbing, which was the standard up until that time. Unfortunately, these pipes are…
9 Things You Should Never Do During A Hurricane Insurance Claim
Now that Hurricane Michael has caused devastation through Panama City, Mexico Beach, Tallahassee, and the Florida panhandle, property owners are now facing the damage left behind by the storm. Although homeowners may be overwhelmed by having to now navigate a…
What is a Proof of Loss?
After a loss, an insurance company will often mandate that the policyholder complete and sign a form called a Proof of Loss regarding the damages claimed by the policyholder. A Proof of Loss is a one page form (possibly with
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Actual Cash Value vs. Replacement Cost Value
Although the terms Actual Cash Value and Replacement Cost Value are not commonly used outside of property insurance disputes, they can have a substantial effect on the amount of money you receive from your insurance company after a loss.
After
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