Funds in joint bank accounts can generally be accessed by all account-holders — each of them can withdraw all of the money in the account regardless of who actually deposited the funds in the account.  This is often the reason…

Yes.

I could probably end with that simple, straightforward answer but, really, the answer is always the same.  One of the very common questions that comes up fairly regularly on online forums is some form of this question.  Often it…

The following news release discusses a rise in a scam involving criminals impersonating federal court and law enforcement personnel.
Across the United States, individuals posing as federal court officials and U.S. Marshals are targeting citizens, threatening them with arrest…

You have filed and completed your Chapter 7 or Chapter 13 Bankruptcy case, and finally received your all-important discharge.  Unless you have very unusual circumstances, you did not officially reaffirm any of your debts in your case.  However, now…

You have been informed by a creditor that your debt has been “charged off,” or your credit report shows that a debt has been charged off.  You believe that this is the end of the matter, but all of a…

If you have been sued by a creditor or a collection agency on a debt that you owe, one way to resolve it is a settlement.  Settlements are generally good for both parties, or at least less painful for both…

Most of the discussion in this Blog, and most other Bankruptcy websites, involve the primary benefit and goal of Bankruptcy – the discharge of debt.  Many other posts are dedicated to avoiding foreclosure so you can catch up on…