On July 1, 2026, the New York Department of Financial Services (the NYDFS) published Insurance Circular Letter No. 3 (the Letter) regarding “2026 Motor Vehicle Insurance Reforms.” The Letter, addressed to “All Insurers Authorized to Write Motor Vehicle Insurance in
InsureReinsure
InsureReinsure, published by Locke Lord, focuses on legal issues related to insurance and reinsurance. The blog covers topics such as surplus lines broker responsibilities and regulatory compliance, insurance policy language challenges including those related to artificial intelligence, legislative changes affecting insurance definitions and regulations, and developments in directors and officers (D&O) and professional liability insurance coverage. It addresses regulatory insights, enforcement actions, insurance market distinctions, and court decisions impacting insurance coverage and claims. The content is aimed at professionals navigating insurance law, regulatory frameworks, and litigation in the insurance and reinsurance sectors.
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Troutman Pepper Locke Earns Expanded Chambers USA Recognition for Insurance Transactional, Regulatory, and Litigation Work
Across every part of the insurance industry, our attorneys are at work and the recognition is following. This blog has featured updates about state rate filing overhauls and market conduct enforcement, surplus lines diligent-effort requirements and NRRA home state…
Congress Moves to Extend the Terrorism Risk Insurance Act Until 2034
On June 29, 2026, the House of Representatives passed H.R. 7128, “TRIA Program Reauthorization Act of 2026” (the Act). The Act concerns the Terrorism Risk Insurance Act of 2002 (TRIA), which was passed in the aftermath of the September 11,…
Texas Department of Insurance Unveils New Online Tools for Greater Department Transparency
On June 22, 2026, the Texas Department of Insurance (the Department) issued a news release (the Release) titled “TDI Prioritizes Transparency by Making Home and Auto Data Public.” The Release explains that the Department has “created resources to give…
The NAIC’s PeopleSoft Breach: A Chronology of Communications
By John Emmanuel & Matt Cossu*
On June 17, 2026, the National Association of Insurance Commissioners (NAIC) first disclosed to the public that there had been unauthorized access to its online infrastructure through its PeopleSoft systems. Over the past week, the NAIC has issued two more…
Texas Department of Insurance Issues Disallowed Expenses Data Call
On June 12, 2026, the Texas Department of Insurance (“DOI”) issued Commissioner’s Bulletin No. B-0004-26 (the “Bulletin”) to “[a]ll insurance companies licensed to write property and casualty insurance in the state of Texas.” The Bulletin, titled “Calendar Year 2025 Disallowed…
No Pain, No Gain For Homeowners’ Insurers: Colorado Senate Bill 26-155
By John Emmanuel & Matt Cossu*
I. Senate Bill 26-155 – The EnterpriseOn June 4, 2026, Colorado Governor Jared Polis signed Senate Bill 26-155, “Concerning Increasing the Availability of Homeowner’s Insurance in the State.” (the Bill). The Bill adds a new Part 20 to Article 4…
Illinois General Assembly Votes to Require Rate Review for Auto and Homeowners Insurance
By Paige Waters
For the first time in more than 50 years, auto and homeowners insurers will be required to file insurance rates with the Illinois Department of Insurance. Illinois was one of the only states engaging in open competition, which it has…
Connecticut Moves Beyond Diligent Effort: HB 5373
By John Emmanuel & Matt Cossu*
On May 19, 2026, the Connecticut General Assembly passed Substitute House Bill No. 5373, “An Act Concerning the Insurance Department’s Recommendations for Revisions to the Insurance Statutes” (the Act), which became Public Act No. 26-69. The Act represents a broad…
Protecting Your License and Your Brand: Strategies for Insurance Department Enforcement Actions
Insurance regulators across the U.S. are responsible for protecting policyholders and consumers. It is therefore understandable that they are focused on the insurance industry’s business practices and how such practices may adversely impact consumers. Common areas of insurance department regulatory…