After Isaias, Two Clocks Are Running on Your Claim
Hurricane Isaias came ashore in the Florida Panhandle on Friday, October 9, and if your home took damage, you are now living with two different clocks. People confuse them constantly, and
Louis Meyer Law
Blog Authors
Latest from Louis Meyer Law
The First Fourteen Days After a Florida Crash Matter More Than You Think
Most people think a car accident case is won or lost at the end, in some negotiation or courtroom moment months down the road. That is not how it works in real life. By the time any lawyer gets involved,…
The Sworn Proof of Loss Is Not a Formality
A homeowner in Tampa called me a while back about a water loss. A supply line let go behind a wall, the kitchen and half the living room were soaked, and by the time we spoke the claim was nine…
Hurricane Isaias: What Florida Homeowners Should Do Before Landfall (and Right After)
Hurricane Isaias is strengthening fast in the Gulf — maximum sustained winds reached 80 mph Thursday morning — and is forecast to become a strong Category 2 (possibly near Category 3) ahead of landfall late Friday, October 9, on the…
Your Date of Loss Can Make or Break Your Roof Claim
Here’s something I see all the time. A homeowner walks outside and notices a few missing shingles. Or a cracked tile. Or a water stain spreading across the bedroom ceiling. So they do what makes sense: they pick up the
…
She Decided to “Play Dumb” at Her EUO. I Got the Case After the Denial Letter
By the time this homeowner called my office, the claim was already dead.
She had gone to her Examination Under Oath, which is a formal, sworn, recorded question and answer session that your insurance company can demand under your policy,
She had gone to her Examination Under Oath, which is a formal, sworn, recorded question and answer session that your insurance company can demand under your policy,
…
The Engineer Is Not Coming to Help You!
Here is a call I get a few times a month. A homeowner says the field adjuster came out, everything seemed fine, and now the insurance company is sending an engineer to look at the roof. They usually say it
…
They Hope You Fail
A tree goes through your roof at two in the morning. Water is coming down the hallway, your kids are awake, and you are standing in the dark with a bucket. The last thing on your mind is a list
…
Protect Your Property Before the Storm, or Hand the Carrier Its Excuse
Every hurricane season I get some version of the same call. A homeowner did everything right during the claim: filed on time, cooperated, documented the damage. And the carrier still found a way to point the finger back at them.
…
The Paperwork Is the Point: How Carriers Turn “Cooperation” Into a Denial
Your roof came off in the hurricane. Water ran down the walls for two days before anyone could get out there. You reported it the same week, you took pictures, you did everything you were supposed to do.
Then the
Then the
…