Past Due

Developments and Insights Impacting the Consumer Credit Industry

The Past Due blog, published by Balch & Bingham LLP, focuses on legal issues related to debt collection, credit reporting, and consumer financial protection laws. It covers topics such as Fair Credit Reporting Act (FCRA) compliance, Fair Debt Collection Practices Act (FDCPA) litigation, bankruptcy-related claims, and regulatory developments affecting debt collectors and credit reporting agencies. The blog analyzes court decisions impacting consumer rights and debt collection practices, including standing to sue, procedural requirements, and the interplay between federal and state laws. It also addresses broader financial services litigation and regulatory challenges faced by creditors, debt collectors, and related entities.