When the Insurance Service Office, Inc. (“ISO”) – the organization that drafts the standardized forms used by most insurance companies – revised its standard additional insured endorsement in 2013, it was an open question what effect the revisions would have
The Northwest Policyholder
A legal blog focused on insurance coverage issues in the Pacific Northwest
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New Washington Bill Seeks to Assist Policyholders with COVID-19 Business Income Loss Claims
A Washington State Senate bill introduced last week, Senate Bill 5351, takes aim at insurers’ arguments that their policies do not cover losses caused by COVID-19 and/or related closure orders. According to insurers, their promise to pay for business…
Are Policyholder Wins + New Closure Orders “Game Changers” for NW Business Income Insurance Claims?
The last few weeks have seen both ups and downs for companies that are pursuing business income claims. On the upside, two Washington state courts have now held in favor of policyholders, ruling that government shutdown orders can constitute “physical…
Oregon Fires—Free Debris Removal Available for Businesses, Oct. 16 Deadline
Debris removal after a fire is complicated where hazardous substances may be present. Insurance may not defray the full cost, as debris removal coverage is often sub-limited. The State of Oregon DEQ and FEMA have teamed up to provide removal…
Cannabis Business Loss from Wildfire—Insurance Coverage
The wildfires sweeping through California, Oregon, and Washington have impacted many business sectors, and the cannabis industry is no exception. I interviewed Mike Rodgers, an insurance broker at the Fournier Group in Portland who focuses on the cannabis industry, about…
Prominent Portland Culinary and Music Venues File Lawsuits Against Insurance Company
Our firm has filed lawsuits against Cincinnati Insurance Company in Multnomah County Circuit Court on behalf of RingSide Steakhouse, Mississippi Studios, Polaris Hall, and Revolution Hall, four cultural institutions that span Portland’s culinary roots to the city’s famous music scene.…
Miller Nash Submits Second Amicus Brief in Support of Business Income Loss Coverage for COVID-19 Losses
Our policyholder-side Insurance Recovery Practice Team is proud to represent United Policyholders, Washington Hospitality Association, and National Independent Venue Association in submitting an amicus curiae (friend of the court) brief in opposition to a motion to dismiss filed by the…
Renowned Seattle Restaurant Group Leads Charge in Lawsuit Against Insurance Company
Miller Nash Submits Amicus Brief on Business Interruption Coverage
Our policyholder-side Insurance Recovery Practice Team is proud to represent United Policyholders and the National Independent Venue Association in submitting an amicus curiae (friend of the court) brief in opposition to a motion to dismiss filed by the insurer in…
Vandalism or Looting Impacted Your Business? Insurance Coverage & What to Do Now
The historic protests responding to the death of George Floyd and calling for racial justice have been accompanied, in some cities, by property damage and looting. The motivations behind the damage may make little difference to business owners already dealing…