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FCRA
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Consumer Finance and Fintech Blog
CFPB Announces Potential FCRA Expansion Targeting Brokers of Consumer Data
By A.J. Dhaliwal, Mehul Madia, Maxwell Earp-Thomas
On April 2, at an event at the White House on Data Protection and National Security, CFPB Director Rohit Chopra’s articulated potential changes to the data security regulation landscape and…
Consumer Financial Services Law Monitor
February 2024 Consumer Litigation Filings: Mixed Bag for New Filings
By David N. Anthony, Alan D. Wingfield
According to a recent report by WebRecon, court filings under the Fair Debt Collection Practices Act (FDCPA) and Telephone Consumer Protection Act (TCPA) were down for the month of February…
Consumer Financial Services Law Monitor
Florida Federal District Court Grants Debt Collector’s Motion for Summary Judgment Citing Lack of Evidence of Inadequate FCRA Dispute Investigation
By Julian Miller, Stefanie Jackman
A U.S. District Court in the Southern District of Florida recently granted a motion for summary judgment filed by debt collector, I.C. Systems, finding that the plaintiff failed to provide…
Consumer Finance Monitor
Diverse Group Expresses Support for Bills to Limit Trigger Leads
As previously reported, bills were introduced in the U.S. House of Representatives (H.R. 7297) and U.S. Senate (S. 3502) to amend the Fair Credit Reporting Act (FCRA) to curtail the…
Consumer Financial Services Law Monitor
New York Federal District Court Holds the Reasonableness of Investigation Into Alleged Identity Theft is a Factual Question under the FCRA
By Rachel Ommerman, Virginia Bell Flynn, Ethan G. Ostroff, David N. Anthony
A U.S. district court in the Eastern District of New York recently denied a motion for summary judgment filed by a credit card issuer because the plaintiff alleged identity theft…
Consumer Financial Services Law Monitor
Innovative Jury Strategies and the Power of Preparation
By David M. Gettings, Jason E. Manning
In this episode of FCRA Focus, join host Dave Gettings and fellow partner, Jason Manning, as they delve into Jason's recent experiences trying a consumer case in front of a…
Consumer Financial Services Law Monitor
January Consumer Litigation Filings: Everything Way Up
By David N. Anthony, Alan D. Wingfield
According to a recent report by WebRecon, court filings under the Fair Credit Reporting Act (FCRA), Fair Debt Collection Practices Act (FDCPA), Telephone Consumer Protection Act (TCPA), and complaints filed…
Privacy World
BREAKING: Supreme Court Rules Federal Agencies Are Subject to Consumer Suits for Fair Credit Reporting Act Violations
By Kristin Bryan, James Brennan
Today, in a unanimous opinion, the Supreme Court of the United States ruled that agencies of the federal government can be sued by individual consumers for violations of the Fair…
Consumer Financial Services Law Monitor
CFPB Continues Focus on Consumer Reporting and the FCRA With New “Guidance” on Background Checks and Consumer Disclosures
By David N. Anthony, Chris Capurso, David M. Gettings, Tim J. St. George, Ethan G. Ostroff, Alan D. Wingfield, Cindy D. Hanson
On January 11, the Consumer Financial Protection Bureau (CFPB or Bureau) issued two "advisory opinions" addressing the CFPB's views of the obligations of consumer reporting agencies (CRAs) under the Fair…
Consumer Financial Services Law Monitor
Magistrate Judge Recommends No FCRA Liability for Accurately Reporting a Publicly Available Conviction that was Expunged
By Rachel Ommerman, Virginia Bell Flynn, Ethan G. Ostroff, David N. Anthony
A magistrate judge in the Northern District of Georgia recently recommended granting summary judgment in a Fair Credit Reporting Act (FCRA) case in favor of a background reporting company on…