Statute
FCRA
495 published works
AI Law and Policy
CFPB Warns Employers Regarding FCRA Rules for AI-Driven Worker Surveillance
By A.J. Dhaliwal, James Gatto, Mehul Madia, Maxwell Earp-Thomas
On October 24, the CFPB issued Circular 2024-06, which warns companies using third-party consumer reports, particularly surveillance-based “black box” or AI algorithmic scores, that they must follow the Fair Credit Reporting…
Consumer Financial Services Law Monitor
August 2024 Consumer Litigation Filings: Everything Up for Month and YTD
According to a recent report by WebRecon, court filings under the Fair Credit Reporting Act (FCRA), Telephone Consumer Protection Act (TCPA), and Fair Debt Collection Practices Act (FDCPA) and complaints…
Consumer Financial Services Law Monitor
Navigating FCRA and Debt Collection With Special Guest Bridgeforce’s Michelle Macartney
In this episode of FCRA Focus, host Kim Phan is joined by fellow Troutman Pepper partner Stefanie Jackman and Michelle Macartney, managing partner and chief compliance officer at Bridgeforce. Together,…
Class Action Defense Blog
The Class Action Weekly Wire – Episode 63: Key Developments In FCRA Class Action Litigation
Duane Morris Takeaway: This week’s episode of the Class Action Weekly Wire features Duane Morris partner Jerry Maatman and associates Emilee Crowther and Derek Franklin with their discussion of key…
Consumer Financial Services Law Monitor
The <em>Kirtz</em> Decision: FCRA and Government Liability Unpacked
By David M. Gettings, Jonathan DeMars
In this insightful episode of FCRA Focus, host Dave Gettings and guest Jonathan DeMars, an associate in Troutman Pepper's Consumer Financial Services Practice Group, delve into the recent Supreme Court…
Consumer Finance Watch
Eleventh Circuit Affirms Dismissal of FCRA Claims Since Alleged Inaccurate Information Was Not Objectively and Readily Verifiable
Financial institutions, credit furnishers, debt collectors, and other businesses reporting consumer information to credit reporting agencies should take note that the Eleventh Circuit Court of Appeals has declined to impose…
Consumer Financial Services Law Monitor
Ninth Circuit Affirms Summary Judgment Finding that Furnisher Conducted a Reasonable Investigation into Dispute
By Julian Miller, David N. Anthony, Ethan G. Ostroff
In an unpublished decision, the U.S. Court of Appeals for the Ninth Circuit recently affirmed the decision of a California district court finding that the furnisher conducted a reasonable investigation…
Consumer Financial Services Law Monitor
Resolving FCRA Disputes With e-OSCAR: Insights from Joel Strickland
By Kim Phan
In this episode of Troutman Pepper's FCRA Focus podcast, host Kim Phan delves into the topic of dispute resolution through the e-OSCAR system with special guest, Joel Strickland, the director…
Consumer Finance and Fintech Blog
Latest CFPB Supervisory Highlights Keys in on Accuracy in Consumer Credit Reports
By A.J. Dhaliwal, Mehul Madia, Matt Benz
On April 8, the CFPB published its Spring 2024 Supervisory Highlights detailing key findings from the CFPB’s recent examinations into perceived accuracy problems in the credit reporting system. Notably the report…
Consumer Finance and Fintech Blog
CFPB Announces Potential FCRA Expansion Targeting Brokers of Consumer Data
By A.J. Dhaliwal, Mehul Madia, Maxwell Earp-Thomas
On April 2, at an event at the White House on Data Protection and National Security, CFPB Director Rohit Chopra’s articulated potential changes to the data security regulation landscape and…