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Banking & Finance Law Report

Proposed Limitations On The Use Of Cognovit Notes

By Steven Hoying & Porter Wright
February 8, 2016

The Ohio General Assembly is currently considering a bill that would greatly restrict creditors’ ability to ask debtors to sign cognovit notes. A cognovit note allows a creditor, upon a debtor’s default, to enter judgment against the debtor without the…

Banking & Finance Law Report

Appellate Court Rules That Creditor Cannot Cog on an Accelerated Debt

By Porter Wright
June 6, 2013

In The Henry County Bank v. Stimmels, Inc., et al., 3rd Dist. No. 7-12-19, 2013-Ohio-1607 (Apr. 22, 2013) the Third Appellate District Court rendered a decision that will dismay commercial creditor’s rights attorneys in Ohio in holding that a warrant…

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