Topic
ACA International
63 published works
Consumer Finance Monitor
ACA files suit challenging Colorado law that omits medical debts from credit reports
The trade group representing debt collection agencies, creditors, debt buyers, collection attorneys, and debt collection industry service providers has filed suit challenging the Colorado law that bans the inclusion of…
Consumer Financial Services Law Monitor
CFPB Will Not Reissue Medical Debt Advisory Opinion
By David N. Anthony, Tim J. St. George, Noah DiPasquale, Ethan G. Ostroff
On July 14, the Consumer Financial Protection Bureau (CFPB or Bureau) filed a status report announcing its decision not to reissue its Medical Debt Collection Advisory Opinion, which had been…
Consumer Financial Services Law Monitor
Debt Collection Industry Advocates for Revocation of Burdensome TCPA Rules
By Virginia Bell Flynn, Brooke Conkle
In response to the Federal Communications Commission's (FCC) request for input on unnecessary compliance burdens, the debt collection industry, led by ACA International, is advocating for significant reforms to the…
Consumer Financial Services Law Monitor
Troutman Pepper Locke Weekly Consumer Financial Services Newsletter – January 28, 2025
To keep you informed of recent activities, below are several of the most significant federal and state events that have influenced the Consumer Financial Services industry over the past week.…
Consumer Finance Monitor
CFPB extends effective date of medical debt advisory opinion
By John L. Culhane, Jr., Reid F. Herlihy, Joseph J. Schuster
Saying that it wants to provide sufficient time to brief issues in pending litigation, the CFPB has announced that it is extending the effective date of its advisory opinion on…
Consumer Financial Services Law Monitor
CFPB Voluntarily Extends Effective Date of Advisory Opinion on Medical Debt
By David N. Anthony, Kristen Eastman, Stefanie Jackman, Ethan G. Ostroff
Earlier this month, we discussed the lawsuit filed by ACA International, LLC and Collection Bureau Services, Inc. in the U.S. District Court for the District of Columbia against the Consumer…
Consumer Finance Monitor
ACA International files suit challenging CFPB medical debt advisory opinion
By John L. Culhane, Jr., Reid F. Herlihy
ACA International, the association representing the accounts receivable industry, has filed suit against the CFPB, alleging that the bureau’s advisory opinion on medical debt was overtly political, issued in violation…
Consumer Financial Services Law Monitor
NYC DCWP Clarifies Amended Definition of “Debt Collector” Still Includes Creditors
By David N. Anthony, Stefanie Jackman, Ethan G. Ostroff
In our previous post, we discussed the New York City Department of Consumer and Worker Protection's (NYC DCWP) decision to delay the enforcement of the amended debt collection rules from…
Consumer Financial Services Law Monitor
Lawsuit Filed Challenging CFPB’s Advisory Opinion on Medical Debt
By Stefanie Jackman, Kristen Eastman, David N. Anthony, Ethan G. Ostroff
On November 1, ACA International, LLC and Collection Bureau Services, Inc. filed a lawsuit against the Consumer Financial Protection Bureau (CFPB or Bureau) and Director Rohit Chopra, challenging the CFPB's…
Consumer Financial Services Law Monitor
Troutman Pepper Weekly Consumer Financial Services Newsletter – November 6, 2024
By Ethan G. Ostroff, Alan D. Wingfield, Elizabeth Briones, Jed Komisin, Addison Morgan, Trey Smith, Thailer Buari
To keep you informed of recent activities, below are several of the most significant federal and state events that have influenced the Consumer Financial Services industry over the past week:…