Topic
ACA International
63 published works
Consumer Financial Services Law Monitor
NYC DCWP Delays Enforcement of Amended Debt Collection Rules
By David N. Anthony, Stefanie Jackman, Ethan G. Ostroff
Yesterday, we discussed the constitutional legal challenge against New York City's recently amended debt collection rules, which were scheduled to go into effect on December 1, 2024. These rules would…
Consumer Financial Services Law Monitor
New York City’s Amended Debt Collection Rules Draw Legal Challenge
By David N. Anthony, Stefanie Jackman, Ethan G. Ostroff
New York City's recently amended debt collection rules — scheduled to go into effect on December 1, 2024 and which would stringently regulate various debt collection activities by debt collectors…
Consumer Financial Services Law Monitor
CFPB Extends Deadline for FCRA Rulemaking Feedback by One Week
By David N. Anthony, David M. Gettings, Ethan G. Ostroff, Kim Phan, Ronald I. Raether, Jr., Chris Willis
As discussed here, on September 21 the Consumer Financial Protection Bureau (CFPB) released an outline of its plans for rulemaking under the Fair Credit Reporting Act (FCRA). The outline was…
Consumer Finance Monitor
Massachusetts Attorney General Moves to Dismiss Lawsuit Challenging Its Emergency Debt Collection Regulations
On October 23, 2020, Massachusetts Attorney General Maura Healey filed a motion to dismiss in ACA International v. Maura Healey based on mootness. The lawsuit challenges the state’s emergency regulations that…
CommLaw Monitor
Beginning of a TCPA Clean-Up? FCC Sets Another Robocall Blocking Item for Vote While Addressing Two of Nearly Three Dozen Pending Petitions
By Lauri A. Mazzuchetti, Alysa Z. Hutnik
On the same day that the FCC set a call blocking declaratory ruling for vote at its July 2020 Open Meeting, the FCC’s Consumer and Governmental Affairs Bureau issued rulings…
Consumer Finance Monitor
Enforcement grace period expected for amendments to New York City debt collection regulations adding language proficiency requirements
ACA International has reported that after discussions last week with the New York City Department of Consumer Affairs (DCA), the DCA is expected to announce a 60-day enforcement grace period…
Consumer Financial Services Watch
COVID-19: Emergency Regulations Do Not Pass Constitutional Muster
Federal Judge Enjoins Enforcement of Massachusetts Attorney General’s Debt Collection Ban Under First Amendment By Sean R. Higgins, John ReVeal, and Hollee M. Boudreau In response to the COVID-19 emergency, the Massachusetts Attorney…
Consumer Finance Monitor
Federal court grants TRO in trade group lawsuit challenging Massachusetts emergency debt collection regulation
A Massachusetts federal district court has entered a temporary restraining order that blocks the state’s attorney general from enforcing the prohibitions on initiating lawsuits and making collection calls in the…
Consumer Finance Monitor
Trade group files lawsuit challenging Massachusetts emergency debt collection regulation
ACA International, the Association of Credit and Collection Professionals, has filed a lawsuit in Massachusetts seeking to have the federal district court declare the emergency debt collection regulation promulgated on…
Consumer Finance Monitor
ACA International asks CFPB to extend comment period for supplemental debt collection proposal
In light of the disruption caused by the COVID-19 pandemic, ACA International has asked the CFPB for a 30-day extension of the deadline for filing comments on its supplemental debt…