Topic
Consumer Reporting
77 published works
Data Privacy + Cybersecurity Insider
18,607 Privacy Requests, 13 Injuries, and No FCRA Class
By Roma Patel
On August 26, 2026, LexisNexis won an important, but limited, victory in a proposed class action: a federal court refused to certify a class of people seeking damages for the…
Retail & Consumer Products Law Observer
FTC Blog Updates (July 6-July 10, 2026)
This week the Federal Trade Commission (FTC) issued warning letters to companies making allegedly questionable “Made in the USA” claims, sent more than $2.7 million in payments to workers allegedly…
Consumer Financial Services Law Monitor
Eighth Circuit Holds Consumer Reporting Agency’s Reliance on Official Court Website Satisfies FCRA Reasonable Procedures Standard
By David N. Anthony, Cindy D. Hanson, Noah DiPasquale
On June 25, the U.S. Court of Appeals for the Eighth Circuit issued a decision affirming summary judgment in favor of a consumer reporting agency (CRA) that allegedly issued an…
Privacy Compliance & Data Security
When AI Meets the FCRA: What the Eightfold Class Action Means for Employers and HR Technology Providers
By Odia Kagan
An estimated 87% of companies now using AI-driven tools in their recruitment processes, and that figure has nearly doubled in just two years. AI-powered platforms can ingest millions of candidate…
California Employment Law Update
Employer That Violates Consumer Reporting Act Is Liable For at Least $10,000 per Violation
By Tony Oncidi
Parsonage v. Wal-Mart Assocs., Inc., 118 Cal. App. 5th 399 (2026) Before beginning employment with Wal-Mart, Tina Parsonage executed a “Background Report Disclosure” form that authorized Wal-Mart to conduct a background…
LawSnap
How AI Turned Everyone into a Consumer Reporting Agency
By LawSnap
AI tools are valuable precisely because they sort, filter, and score — but that core capability can trigger regulations that sound unrelated to what you’re doing.A new lawsuit claims AI…
Consumer Financial Services Law Monitor
California DFPI Considers New Consumer Reporting Registration
By Chris Capurso, Stefanie Jackman, Kim Phan
On January 12, the California Department of Financial Protection and Innovation (DFPI) issued a second invitation for comments on potential regulations under the California Consumer Financial Protection Law (CCFPL) that…
Consumer Finance and Fintech Blog
CFPB Extends Comment Periods for Two Proposed Regulation V Rules
By A.J. Dhaliwal, Mehul Madia, Beineng Zhang
The CFPB is extending the comment periods for two proposed rulemakings under Regulation V, which implements the Fair Credit Reporting Act (FCRA). On March 5, the Bureau extended the comment…
Consumer Financial Services Law Monitor
CFPB Updates List of Consumer Reporting Companies for 2025
By David N. Anthony, Cindy D. Hanson, Ethan G. Ostroff, Kim Phan
On January 30, the Consumer Financial Protection Bureau (CFPB or Bureau) released its updated list of consumer reporting companies for 2025. The list includes nationwide consumer reporting companies as well…
Consumer Finance Monitor
CFPB proposes FCRA rule with potential implications far beyond the stated focus on data brokers
By Richard J. Andreano, Jr., John L. Culhane, Jr., Alan S. Kaplinsky
The CFPB has proposed a rule that it promotes as ensuring that Fair Credit Reporting Act (FCRA) protections are applied to sensitive consumer information that the statute was designed to…