Topic
Credit Reporting
473 published works
Consumer Financial Services Law Monitor
Tenth Circuit Adopts “Objectively and Readily Verifiable” Standard for FCRA Furnisher Inaccuracy Claims and Reverses $500,000 Jury Verdict
By David N. Anthony, Brooke Conkle, David M. Gettings, Ethan G. Ostroff
On July 20, the U.S. Court of Appeals for the Tenth Circuit reversed a $500,000 jury verdict against a debt collection furnisher, holding that a consumer cannot prevail on a…
Consumer Financial Services Law Monitor
The California Split: How Two Courts Are Changing FCRA Litigation on the West Coast
By David M. Gettings, Elizabeth Andrews
In this episode of FCRA Focus, host Dave Gettings is joined by Elizabeth Holt Andrews to break down a significant new development in California standing law — a recent split…
California Employment Law Update
“Concrete Injury” Is Not Required To Establish FCRA Violation
By Tony Oncidi
Askins v. CRST Expedited, Inc., 120 Cal. App. 5th 1190 (2026) Terry Askins applied online for a position with CRST, a trucking company. During the application process, CRST provided Askins with…
Consumer Financial Services Law Monitor
CDIA and Metro 2 Approve New Special Comment Code for Debt Settlement
By David N. Anthony, Stefanie Jackman, Ethan G. Ostroff
The Consumer Data Industry Association (CDIA) and the Metro 2 Task Force announced that they have approved a new Special Comment Code, DS — Debt Settlement, in response to industry…
Consumer Finance Monitor
CFPB Announces Major Overhaul of Consumer Complaint System: A Shift Toward Integrity, Standardization, and Statutory Compliance
By Alan S. Kaplinsky, John L. Culhane, Jr.
Apparently building off the comments it received about complaint intake as well as its prior revisions to the complaint portal, on June 24, 2026, the Consumer Financial Protection Bureau (CFPB)…
Bright Law Blog
ASIC updates mandatory credit reporting relief
The ASIC Credit (Amendment) Instrument 2026/64 has extended mandatory credit reporting relief for credit providers.The mandatory credit reporting regime under the National Credit Act requires credit providers to supply mandatory…
Consumer Financial Services Law Monitor
Virginia Federal District Court Confirms FCRA Doesn’t Reach Legal Disputes Over Loan Enforceability
By Massie P. Cooper, Erin Edwards
In a recent decision from the Eastern District of Virginia, the court dismissed Fair Credit Reporting Act (FCRA) claims brought by a consumer who never received the vehicle he attempted…
Investigation Counsel
Fraudulent Rogers Account Damages Winnipeg Woman’s Credit Score
A Winnipeg woman spent months trying to remove a Rogers debt from her credit report after discovering a cable account had allegedly been opened using her personal information. The case…
HR Defense
New York Joins the Growing Wave of States Restricting Credit Checks in Employment
A new amendment to New York’s Fair Credit Reporting Act has significantly restricted employers’ use of consumer credit history in employment decisions. The amendment follows the lead of New York…
Consumer Financial Services Law Monitor
Senate Democrats Seek Information from Consumer Reporting Agencies on Buy Now, Pay Later Reporting
By Chris Capurso, Mark Furletti, Stefanie Jackman, Ethan G. Ostroff, Taylor Gess, Jeremy Sairsingh
On May 6, several Senate Democrats sent letters to three nationwide consumer reporting agencies (CRAs) requesting detailed information about how Buy Now, Pay Later (BNPL) loans are being handled in…