Topic
Foreclosures
860 published works
New Jersey Foreclosure Defense Blog
Commercial Tenants in a New Jersey Foreclosure: SNDAs and Lease Survival
By John Fazzio
Illustrative photograph by Andy Vult on Unsplash. This is not a client property. Short answer: A commercial tenant should not assume that a long lease guarantees continued occupancy after the…
New Jersey Foreclosure Defense Blog
Debt Validation Notices and New Jersey Foreclosure: Keep the Deadlines Separate
By John Fazzio
Illustrative stationery photograph by Brando Makes Branding on Unsplash. The image is not an actual collection notice or client document. Short answer: A debt-validation notice and a foreclosure summons serve…
New Jersey Foreclosure Defense Blog
Assignment of Rents After a New Jersey Commercial Loan Default: What Owners Should Check
By John Fazzio
Illustrative commercial-building photograph by Kenrick Baksh on Unsplash. This is not a client property or a photograph of a New Jersey foreclosure. Short answer: A commercial property’s rent receipts are…
Commercial Case Notes
Court Did Not Err in Cutting Fee Award Based on Requested Fees Being Unreasonably High
By John Lundin
On October 9, 2026, the Fourth Department issued a decision in Wilmington Trust, N.A. v. Stradtman Park, LLC, 2026 NY Slip Op. 05883, holding that was not error to cut…
New Jersey Foreclosure Defense Blog
HELOC Draw Period Ending in New Jersey: Repayment Terms and Your Next Steps
By John Fazzio
Featured image: A home-equity line’s borrowing period and repayment terms should be reviewed separately. Illustrative photograph by Jakub Żerdzicki on Unsplash. Short answer: When a HELOC’s draw period ends, the…
New Jersey Foreclosure Defense Blog
Interest-Only Mortgage Period Ending in New Jersey: Check the New Payment
By John Fazzio
Featured image: Check the balance, rate and remaining repayment term before accepting a new payment calculation. Illustrative photograph by Aaron Lefler on Unsplash. Short answer: When an interest-only mortgage begins…
New Jersey Foreclosure Defense Blog
Mortgage Balloon Payment Due in New Jersey? A Homeowner’s Maturity Checklist
By John Fazzio
Illustrative photograph: organize the figures and deadlines before a large final mortgage payment. Photo by Cht Gsml on Unsplash. Short answer: A residential mortgage balloon payment is a large final…
New Jersey Foreclosure Defense Blog
Adjustable-Rate Mortgage Reset in New Jersey: Check the Notice and New Payment
By John Fazzio
Illustrative photograph: reviewing the numbers before a mortgage payment changes. Photo by Sasun Bughdaryan on Unsplash. Short answer: If your adjustable-rate mortgage payment is increasing, start with the signed loan…
Consumer Financial Services Law Monitor
The Foreclosure Comeback: Residential and Commercial Risks for Lenders and Servicers
By Matthew Brooks, Joseph DeFazio, Erin Edwards, Jason E. Manning, Chris Willis
In this episode of The Consumer Finance Podcast, host Chris Willis is joined by partners Erin Edwards, Jason Manning, and Joe DeFazio, along with special guest Matt Brooks, a partner…
New Jersey Foreclosure Defense Blog
Property Inspection and Preservation Fees in New Jersey Foreclosure: How to Check the Charges
By John Fazzio
Illustrative stock photograph by T (@tanyabarrow) on Unsplash, used under the Unsplash License. Not a client property, a New Jersey location claim, or evidence of foreclosure. Short answer: An inspection…