Topic
Foreclosures
864 published works
Land Use Prof Blog
A Novel Strategy For Holding Banks Accountable for Blight
Moving to the Chicago area after reading about its land use history from afar for decades is like watching the first half of a particularly engrossing movie and then suddenly…
RFI Blog
Reverse and Render – Texas 5th Court of Appeals Holds Trial Courts Lack Discretion to Deny Mechanic’s Lien Foreclosure
By Calvin Cowan
[caption id="attachment_875" align="alignleft" width="300"] Image courtesy of Flickr (Licensed) by © Mike Licht, NotionsCapital.com[/caption] Perfecting a statutory mechanic’s and materialman’s lien under current Texas law is difficult. The statutes…
Texas Bankruptcy Blog
What Happens if I Default on My Mortgage after a Bankruptcy Discharge?
By Bryan Fears
Trouble making your house payments after a bankruptcy discharge can cause a slew of financial complications. Fortunately, lender and government-backed modification programs like the Home Affordable Modification Program (HAMP) provide…
Pennsylvania Law Monitor
Private Mortgage Foreclosures
In Pennsylvania, mortgages on real estate aren't always held by banks or mortgage companies. Individuals who sell real estate sometimes "take back paper" from their buyers to, in effect, finance…
Elder Law Prof Blog
Reverse Mortgages & Protection for Non-Borrowing Spouse
As we reported previously, Congress passed the "Reverse Mortgage Stablization Act" in August of 2013. In both state and federal legislatures, a new law's title may over-promise and under-deliver. With…
Texas Bankruptcy Blog
Cram Down a House
By Bryan Fears
“Cram down” is lawyer-speak for a bankruptcy court reducing a secured interest to the value of the property. For instance, if a bass boat is worth $2,000 and there is…
Mortgage Crisis & Financial Services Watch
Main Street Cashes $3.1 Billion in Checks from Wall Street
By Philip R. Stein, Lori Lustrin
With the mortgage crisis almost a decade in the rear-view mirror, some harmed homeowners are just now starting to see reparations for the transgressions of the country’s largest financial institutions.…
Land Use Prof Blog
Looking for a good deal on a home? Try Detroit.
Eek poor Detroit. I have a lot of affection for Detroit, which has so much in common with my current town of Buffalo and my hometown of Milwaukee. Indeed, it…
Legal Profession Blog
Robo Lawyers Reprimanded
The Maryland Court of Appeals has reprimanded two lawyers in connection with the robo-signing of a large number of foreclosure-related documents.One lawyer failed to properly supervise the other as managing partner…
Housing Plus
Recent changes to Maryland foreclosure laws
By Glenn A. Cline, gcline
Last month, Robert Scott, a partner here at Ballard Spahr, wrote about recent changes in Maryland foreclosure law. He explained the effect of a new law that requires a foreclosing…