Topic
Foreclosures
860 published works
New Jersey Foreclosure Defense Blog
When a Loan Modification Falls Apart Days Before a New Jersey Sheriff’s Sale: A Real Foreclosure Case Study
By John Fazzio
An FHA modification offer. A disputed paperwork problem. Repeated applications for mortgage assistance. And a family facing the potential loss of its home and substantial equity. Real-Life Foreclosure Case Study…
New Jersey Foreclosure Defense Blog
Foreclosure Rescue Scams in New Jersey: Deed Transfers, Upfront Fees, and Warning Signs
By John Fazzio
Short answer: Treat any foreclosure “rescue” offer with caution if it demands money before results, promises a guaranteed modification, tells you to stop contacting your servicer or lawyer, asks you…
New Jersey Foreclosure Defense Blog
Tenants in a New Jersey Foreclosure: Lease, Rent, Notice, and Eviction Rights
By John Fazzio
Short answer: A foreclosure complaint, final judgment, or sheriff sale does not automatically mean every residential tenant must leave immediately. A tenant’s rights may depend on whether the tenancy is…
New Jersey Foreclosure Defense Blog
Divorce and Foreclosure in New Jersey: Who Owes the Mortgage and What Happens to the Home?
By John Fazzio
When divorce and mortgage default happen together, four different systems can collide: the deed, the promissory note, the divorce judgment or settlement, and the foreclosure case. They answer different questions.…
New Jersey Foreclosure Defense Blog
New Jersey Foreclosure Deficiency Judgments: Can the Lender Collect After the Sheriff’s Sale?
By John Fazzio
A sheriff’s sale can end ownership of the property without necessarily ending every obligation on the mortgage loan. If the sale does not produce enough money to satisfy the debt,…
New Jersey Foreclosure Defense Blog
New Jersey Foreclosure and the SCRA: Protections for Servicemembers
By John Fazzio
Military service can make it difficult to answer a foreclosure complaint, gather documents, communicate with a servicer, or attend court. The federal Servicemembers Civil Relief Act (SCRA), 50 U.S.C. §§…
Commercial Case Notes
Summary Judgment in Foreclosure Action Denied for Failure Adequately to Establish Nonpayment
By John Lundin
On September 30, 2026, the Second Department issued a decision in Banc of Cal., N.A. v. Plumbing Supply Distrib., LLC, 2026 NY Slip Op. 05510, holding that the plaintiff was…
Ohio Appellate Insights
Redefining finality: The impact of Drushal and Doberdruk on Ohio foreclosure appeals
The Supreme Court of Ohio recently dismantled a long-standing procedural shield used by lenders and creditors to finalize foreclosure judgments. In the summer of 2026, the court issued critical decisions—specifically…
Gina Rosato Law Firm Blog
Can Chapter 13 Stop a Foreclosure Sale in Tampa?
By Gina Rosato
By Gina Rosato, Esq. · The Gina Rosato Law Firm, P.A. · Tampa · Updated October 2026 Can Chapter 13 Stop a Foreclosure Sale in Tampa? Short answer: Yes. Filing…
Commercial Case Notes
Request for Foreclosure Settlement Meets Requirement for Moving for Default Judgment
By John Lundin
On September 30, 2026, the Second Department issued a decision in Flagstar Bank, FSB v. Roberts, 2026 NY Slip Op. 05519, holding that requesting a foreclosure settlement conference met the…