Topic
Lending
191 published works
Credit Chronometer
Legal Experts Respond to SCOTUS Decision Not to Review Second Circuit Madden vs. Midland Decision
Joseph Cioffi was quoted in a Crowdfund Insider article, “Legal Experts Respond to SCOTUS Decision Not to Review Second Circuit Madden vs. Midland Decision.” Click here to view the full article.
Subject to Inquiry
CFPB Poised to Continue Focused Scrutiny of Indirect Auto Lenders
By Government Investigations Group
Earlier this month, the Consumer Financial Protection Bureau (CFPB) announced a joint enforcement action with the Department of Justice (DOJ) against Toyota Motor Credit Corporation (TMCC), an indirect auto lender,…
Wills, Trusts & Estates Prof Blog
The Benefits Of Intra-Family Loans
Intra-family loans are a tool that parents (and grandparents) can use to boost the status of future generations. Interest rates on these types of loans have been low for a…
FinTech Update
Treasury Unsure of Use of Facebook ‘Likes’ in Lending Decisions
The increased use of Yelp reviews, Facebook “likes” and other social media interactions to determine a borrower's creditworthiness has caught the attention of regulators in US Department of Treasury, amid…
ContractsProf Blog
Loving the New York Times this Sunday
A lot of folks in legal education were pissed off at The New York Times last week. Some fine responses include Michael Simkovic's and Frank Pasquale's. I would just like to…
Global Insurance Blog
Italy: Insurance Policies combined with financings
On 26 August 2015 the Italian Authority for the Supervision of the Insurance Sector (IVASS) and the Bank of Italy sent a letter to both the insurance companies and insurance…
Bank Law Monitor
CFPB Issues Final Home Mortgage Disclosure Act Rule
By Faye Ricci
The CFPB issued a final rule changing Regulation C, which implements the Home Mortgage Disclosure Act (HMDA) today. This is significant because HMDA requires certain institutions to collect, report, and…
Texas Bankruptcy Blog
The Federal Government Worries About Your Mortgage
By Bryan Fears
Isn’t it common sense to read an important document before you sign it? Apparently the Consumer Finance Protection Bureau’s (CFPB) believes that millions of Americans are not reading (or understanding)…
PropertyProf Blog
Odinet on Lender-Engaged Property Management Firms
Christopher Odinet (Southern) has posted Banks, Break-Ins, and Bad Actors in Mortgage Foreclosure (Cincinnati Law Review) on SSRN. Here's the abstract:During the housing crisis banks were confronted with a previously unknown…
Banking, Finance and Securities
How revised bank capital requirements have affected lending: Commission consults
The European Commission has issued a public consultation on how the revised bank capital requirements under the Capital Requirements Directive IV (CRD IV) and the Capital Requirements Regulation (CRR) affect…