Topic
Lending
191 published works
The Faculty Lounge
Regulating Title Loans Blindfolded
I started thinking about title loans several years ago, and one of the arguments that you see over and over is that we need to prohibit title lending because it…
Crunched Credit
HUD’s Final Rule on Fair Housing Act Liability Explained in New Dechert OnPoint
February has certainly been a big month for federal agencies to issue long-awaited final rules. The latest agency to throw its hat into the ring is the U.S. Department of…
Lending Law Report
Loan Participations – Are You Diligent Enough?
This post was written by Reed Smith lawyers Susan Alker and Abbey Mansfield. If you are involved in the syndicated loan market - or if you buy risk participations from…
Lending Law Report
The TOUSA Two-Step: Who Gets to Dance in Bankruptcy?
By Susan Alker
Occasionally we find a bankruptcy case that we know will be of interest to lenders, and this is one of them. I’m calling this one a “two-step” not just because it…
Consumer Finance Monitor
CFPB confirms plans to use “disparate impact” to prove lending discrimination
By John L. Culhane, Jr., Christopher J. Willis
The "disparate impact" test to prove discrimination under the Equal Credit Opportunity Act and Regulation B is still alive and well. That's the message sent by the CFPB today in …
Class Action & Mass Torts
Dukes Dooms Commonality Finding In Disparate Impact Discrimination Lending Practices Class Action
By Gerald L. Maatman, Jr. and Laura Maechtlen Wal-Mart Stores, Inc. v. Dukes, 131 S. Ct. 2541 (2011), is quickly becoming one of the most often cited Supreme Court decisions in…
Texas Bankruptcy Blog
“Let the Borrower Beware” When Dealing With Credit Unions
By Bryan Fears
Most credit unions and some banks use “Loanliner” documents. These agreements are standard loan documents developed by CUNA Mutual Group and sold to financial institutions. Over 70% of all credit…
Real Estate Advisor Law Blog
Are We There Yet?
By John Weber
The ubiquitous refrain at any gathering of commercial real estate professionals in the past 24 months can be summed up in a few short questions: Are you busy? Who is lending? No,…
Lending Law Report
Where Are We Headed?
By Susan Alker
Several of us spent some time at the annual ACG business conference in Los Angeles this week. Having attended this conference for the past few years, it was nice to see a bit more optimism…
Land Use Prof Blog
Marsico on the Home Mortgatge Disclosure Act at Thirty-Five
Richard D. Marsico (New York Law School) has posted Looking Back and Looking Ahead as the Home Mortgage Disclosure Act Turns Thirty-Five: The Role of Public Disclosure of Lending Data in…