Topic
Lending
189 published works
Consumer Financial Services Law Monitor
MLA and SCRA 103: Beyond Pricing — Non-Rate Protections, Enforcement Pitfalls, and Servicing Considerations
By Chris Willis, Taylor Gess, Jeremy Sairsingh
In this third installment of the special series on servicemember protections, Chris Willis is joined by colleagues Taylor Gess and Jeremy Sairsingh to explore the non-pricing protections under the Military…
Consumer Financial Services Law Monitor
Illinois Enacts Buy-Now-Pay-Later Loan Consumer Protection Act
By Caleb Rosenberg, Taylor Gess, Jeremy Sairsingh
On June 25, Illinois Governor JB Pritzker signed into law the Buy-Now-Pay-Later Loan Consumer Protection Act, establishing a licensing and regulatory framework for buy-now-pay-later (BNPL) lenders operating in Illinois. The…
Commercial Case Notes
Receivables Purchase Agreement Not an Usurious Loan
By John Lundin
On June 10, 2026, Justice Doyle of the Seventh Judicial District Commercial Division issued a decision in Bizfund, LLC v. Elks Constr., LLC, 2026 NY Slip Op. 32089(U), holding that…
Global Regulation Tomorrow
APRA consults on changes to bank risk weights designed to support lending and productivity
By Vittorio Casamento (AU), James Morris (AU), Shen Low
On 29 June 2026, the Australian Prudential Regulation Authority (APRA) issued a consultation paper, Getting the balance right on financial resilience - Workstream 1: Credit risk capital. The consultation paper…
Consumer Financial Services Law Monitor
MLA and SCRA 102: Pricing Constraints and the Complexity of Interest Cap Compliance — Servicemember Protections Explained
By Chris Willis, Taylor Gess, Jeremy Sairsingh
In this second installment of the special series on servicemember protections, Chris Willis is joined again by colleagues Taylor Gess and Jeremy Sairsingh to explore how the Military Lending Act (MLA) and the Servicemembers Civil Relief…
Global Financial Regulatory Blog
CRD VI: Implications of the Licensed Branch Requirement on Lending to EU Borrowers
Under Article 21c CRD VI, third-country lenders may need to revise their approach to provide cross-border lending to EU borrowers. By Axel Schiemann, Sibylle Münch, Ralph Dräger, and Marie Claire…
Contract, Construction, & Lien Law Blog - Paulose & Associates
When I buy into a business, am I giving a loan or an investment? Why giving money for shares is not a loan
One of the most common—and costly—mistakes I see in business disputes is the confusion between a loan and an equity investment. While the distinction may seem obvious in theory, in…
Contract, Construction, & Lien Law Blog - Paulose & Associates
When a “Loan” Isn’t Really a Loan: A New York Wedding Dispute Offers a Cautionary Tale for Small Business Lenders and Creditors
Business disputes in New York City and Westchester County often turn less on who “owes what” and more on how the deal was documented. A recent New York Supreme Court…
Legal Bites
Is Special Resolution Mandatory for Loans to Directors? What Did the Supreme Court Say?
The Supreme Court of India in Satinder Singh Bhasin v. Government of NCT of Delhi & Ors. (2026 INSC 310) has delivered a significant ruling on the legality of loans…
Regulatory Oversight
New York Proposes Sweeping Licensing and Consumer Protection Regime for BNPL Lenders
By Matthew Berns, Jason Cover, Mark Furletti, Stefanie Jackman, Chris Willis, Taylor Gess, Jeremy Sairsingh
On February 23, the New York Department of Financial Services (DFS) issued a proposed new Part 423 to Title 3 of the NYCRR to implement New York Banking Law Article…