Topic
Lending
189 published works
Securities Law Prof Blog
New Securities Law Articles in Print
The following law review articles relating to securities regulation are now available in paper format:Barnali Choudhury, Climate Change as Systemic Risk, 18 Berkeley Bus. L.J. 52 (2021).Justin Hicks, Comment, Commanding…
Canna Law Blog
FREE Q&A Webinar: Cannabis Loans and Investments
Register HERE! Since 2010, Harris Bricken has advised cannabis companies, investors, and entrepreneurs on borrowing and lending money in the cannabis industry. During this time, we have represented countless investors,…
Regulatory Oversight
Challenges to Payday Rule’s Ability to Repay Provisions Denied
By Keith J. Barnett, Timothy Butler, Carlin McCrory, Matthew White
On January 14, a D.C. federal judge granted the Consumer Financial Protection Bureau's (CFPB) motion to dismiss a case filed by the National Association for Latino Community Asset Builders (NALCAB),…
Regulatory Oversight
Consumer Groups and State AGs Push Regulators to Tighten Guidance on Bank Partnerships
By James Stevens, Chris Capurso, Carlin McCrory
On October 18, consumer advocate groups and 19 state attorneys general wrote comment letters, urging banking regulators to denounce "rent-a-bank" arrangements between financial institutions and fintechs or other third-party providers.…
Consumer Finance Enforcement Watch
CFPB, DOJ, and OCC Reach Settlement with Bank for Alleged Lending Discrimination
By Jackie Odum
On October 22, 2021, the Consumer Finance Protection Bureau (CFPB) announced that the CFPB, Department of Justice (DOJ) and Office of the Comptroller of the Currency (OCC) collectively reached a joint settlement with a…
Consumer Finance Monitor
Maine amends Consumer Credit Code to target loans made using bank partnership model
Maine has amended its Consumer Credit Code to target loans made using a bank partnership model. The amendments include an anti-evasion provision under which a purported agent or service provider…
Global Regulation Tomorrow
FCA work stream updates
On 16 July 2021, the FCA published a statement on its website providing an update on some of its plans which had been delayed by the COVID-19 pandemic. Some of…
Consumer Finance Monitor
President Biden signs CRA resolution overriding OCC true lender rule; Ballard Spahr to hold August 9 webinar
The final step in the demise of the OCC’s true lender rule occurred yesterday with President Biden signing the resolution under the Congressional Review Act (CRA) overturning the rule that…
Global Regulation Tomorrow
Financial Policy Summary and Record – March 2021
On 26 March 2021, the Bank of England (BoE) published the Financial Policy Summary and Record of the Financial Policy Committee (FPC) Meeting on 11 March 2021. Among other things…
The CLS Blue Sky Blog
Liquidity, Pledgeability, and the Nature of Lending
By Douglas W. Diamond, Yunzhi Hu, Publisher, Raghuram G. Rajan
In a new paper, we explain that variation in prospective liquidity in an industry or economy prompts changes in corporate lending and banking, including changes in the level of corporate…