Topic
Loan Origination
42 published works
Global Regulation Tomorrow
AIFMD & UCITS Directive — New obligations for fund managers from 16 April 2026
By Claire Guilbert, Simon Lovegrove (UK)
16 April 2026 marks the transposition deadline for AIFMD II (Directive (EU) 2024/927) which amends both the existing AIFMD (Directive 2011/61/EU) and the UCITS Directive (Directive 2009/65/EC) and harmonises rules…
Administrative and Regulatory
ESMA final report on open-ended loan originating AIFs under AIFMD II
By Simon Lovegrove (UK), Claire Guilbert
On 21 October 2025, the European Securities and Markets Authority (ESMA) published its final report and final draft regulatory technical standards (RTS) on open-ended loan-originating alternative investment funds (LO AIFs)…
Consumer Finance Monitor
FHA Seeks Comment on Third Party Originator Fraud With Short Comment Timeframe
On June 17, 2024, FHA announced in draft Mortgage Letter 2024-12 a proposed revision to its Defect Taxonomy to clarify that fraud or material misrepresentation involving a sponsored Third-Party Originator…
Consumer Finance Monitor
Colorado rate exportation litigation: Why Colorado and the FDIC are wrong about where a loan is made for purposes of DIDMCA Section 525
By Ronald K. Vaske, John L. Culhane, Jr., Joseph J. Schuster, Alan S. Kaplinsky
Last week, we blogged about arguments by Colorado and the FDIC in their briefs opposing a motion for preliminary injunction that would enjoin application of Colorado’s opt-out statute with respect…
Consumer Finance Monitor
Rate Exportation Opt-Out and “Anti-Evasion” Bill Introduced in Washington D.C.
By Mindy Harris, Alan S. Kaplinsky, John L. Culhane, Jr., Ronald K. Vaske
District of Columbia Council Bill B 25-0609, which would opt out of Section 27 of the Federal Deposit Insurance Act (“FDIA”) with respect to loans made in the District of…
Consumer Finance and Fintech Blog
CFPB 2022 Loan Data: Decrease in Originations; Increase Loan Payments, Fees
By Moorari Shah, A.J. Dhaliwal, Sherwin Root
On September 27, the CFPB released its annual report on residential mortgage lending activity and trends for 2022. Under the Home Mortgage Disclosure Act (HMDA), the CFPB requires financial institutions…
Litigation Finance Journal
AIR Asset Management Partners with Kerberos Capital Management to Add Legal Finance Allocation to its Multi-Strategy Product
By John Freund
AIR Asset Management (“AIRAM”), a Chicago-based hedge fund management firm focused on investing in life settlements, annuities, and private credit, today announced its strategic partnership with Kerberos Capital Management (“Kerberos”),…
Consumer Finance and Fintech Blog
CFPB Sues Online Lender for Alleged Violations 2016 Consent Order
By Moorari Shah, A.J. Dhaliwal
The CFPB recently filed a complaint against an online installment and single-payment lender alleging that it violated the terms of a 2016 consent order that previously required the company to…
Consumer Finance Enforcement Watch
CFPB Sues Online Lender Over Alleged CFPA and ECOA Violations
By Jackie Odum
On September 8, 2021 the Consumer Financial Protection Bureau (CFPB) announced that it filed a complaint against an online lender for alleged violations of a 2016 consent order, the Consumer Financial Protection…
Shape Blog & Resources
The Importance of CRM Integration with Encompass LOS
By Dani Dunn
From starting the loan origination to completing the loan request, the process for a loan can be messy, especially without proper organization. Loan officers know this well, which is why…