Topic
Property Damage
413 published works
Construction Payment Blog
Can a Property Owner File a Claim Against the Contractor’s Insurance?
By Tom Scalisi
The construction trade is full of potential pitfalls. Mistakes and accidents happen, and some of those issues can be extremely expensive. Whether a third party gets hurt around the job…
Property Insurance Coverage Law Blog
What the Hail Is All the Fuss About? Indiana Hail Damage Claims In the Context of Bad Faith
By Chip Merlin
Proving that an insurance company failed to act in the utmost of good faith is not as easy as it sounds. Many cry “bad faith” without fully understanding what it…
Property Insurance Coverage Law Blog
The Reasonably Comparable Shingle Debate
By Chip Merlin
A significant adjustment debate is often the availability of reasonably comparable shingles. The typical disagreement arises when a shingle is no longer manufactured or does not match existing shingles on…
Insurance Law Hawaii
COVID-19 Claim with Multiple Occurrences Prevails on Summary Judgment
The federal district court found there were multiple occurrences of property damage under a disease contamination provision in the policy. Dental Express, LLC v. Massachusetts Bay Ins. Co.,…
Property Insurance Coverage Law Blog
The Roofing Claim Video
By Chip Merlin
https://www.youtube.com/watch?v=cwoUktSE8mw Roofing damage claims are the most common and contentious adjustment experiences. This video went viral. From speaking with many restoration contractors and public adjusters, the events of this video…
Property Insurance Coverage Law Blog
Catching Up On Summer 2022 Along The Jersey Shore, Ohio Limitations on Punitive Damages In Bad Faith Cases and Colorado Appraisals
By Chip Merlin
If you have not been to the Jersey Shore in the summer, you have missed out. My mother grew up in Philadelphia and always talked about going to the New…
Kirakosian Law Blog
2022 Property Damage Attorney (Los Angeles) Checklist!
A property damage attorney in Los Angeles and in the state of California (laws vary from state to state) essentially assists with the legal process of property damage cases. In…
Property Insurance Coverage Law Blog
My Property Damage Was Caused By a Third Party—Should I Wait to Notify My Own Carrier of the Loss Until I Collect From the Other Party’s Insurance?
By Chip Merlin
Is it advisable to make a claim against the other person’s insurance carrier rather than your own insurance company? Maybe. But there is one big warning—you have a duty to…
California Corporate & Securities Law Blog
Does COVID-19 Cause Direct Physical Loss or Damage To Property?
I don't usually write about insurance coverage cases in part because I find policy language to be unabashedly fuliginous. However, an opinion issued yesterday by the California Court of Appeal…
Property Insurance Coverage Law Blog
The Innocent Co-Insured—Liberty Mutual Does Not Pay For Loss Caused By Emotionally Challenged Family Member
By Chip Merlin
Innocent co-insureds who have not done anything wrong are at jeopardy of losing their insured benefits when insured by Liberty Mutual. This may seem an unfair criticism by me since…