Topic
Property Damage
413 published works
Property Insurance Coverage Law Blog
Hurricane Damage to Windows and Doors? Hire the Right Experts and Attorneys Who Know How to Prove the Damage
By Chip Merlin
Hurricanes and windstorms place significant stress on windows and doors. These types of damages are easy to prove if something smashes through them or they fail so badly that they…
Property Insurance Coverage Law Blog
Do Homeowners Need Architects or Representatives in The Rebuilding Process?
By Chip Merlin
Does the typical homeowner have the expertise to inspect and evaluate the construction of a major loss? The answer is an obvious “no.” Yet, it is a rare occasion that…
Property Insurance Coverage Law Blog
Is Bat Infestation and Damage Covered Under A Homeowners Policy?
By Chip Merlin
A recently reported case drove me a little “batty” (pun intended) because it did not reach a conclusion or cite policy provisions when considering whether a case involving bat infestation…
Personal Injury Law Journal
Mulch Fires: What You Should Know Before Starting Your Spring Gardening
It’s springtime! We made it through another cold winter. Now, the days are growing longer, daffodils are in bloom and many people are gearing up for weekends in the yard.…
The Legal Scoop on Southwest Florida Real Estate
Distinguishing between maintenance responsibility and financial responsibility in the wake of damage to condominium property
By Colby Keefe, Steven Gendreau
Forgetting to turn on the air conditioner before heading back up north for the summer and coming back to find mold growth. An undetected pipe leak. Forgotten running faucets that…
Fetterman & Associates Injury Blog
Can You Sue After a Florida Car Accident if You Weren’t Injured?
Injury-causing car accidents in Florida are more common than most people realize. If you are involved in an accident caused by someone else where you sustained an injury, you can…
Property Insurance Coverage Law Blog
Actual Cash Value Estimates Need To Be Made In Florida—How A Church Lost To Church Mutual
By Chip Merlin
Florida is becoming much stricter regarding actual cash value proof. I recently warned about this in Actual Cash Value Proof Is Important Under Most Replacement Cost Policy Disputes. My assumption…
Tort Talk
Storm Damage Claim Dismissed Due to Lack of Prompt Notice to Carrier
In the case of Oneida Plaza, LLC, v. Ohio Security Ins. Co., No. 2:20-CV-04485-AB (E.D. Pa. Jan. 27, 2022 Brody, J.), the court granted an insurance company’s Motion for Summary…
Property Insurance Coverage Law Blog
Two Fires Means Two Potential Policy Limits
By Chip Merlin
Suppose a fire loss occurs. What happens if after the first fire loss and before repairs are finished, another fire loss occurs and burns down the structure? Should each fire…
Property Insurance Coverage Law Blog
Is Smoking Out the Snakes and Burning Down the House Covered?
By Chip Merlin
In one of the more bizarre causes of loss, owners of a million-dollar house tried to rid the home of snakes by “smoking them out.” Unfortunately, they burned down their…