On March 21, 2025, Dickinson Bradshaw insurance coverage litigators Benjamin J. Kenkel and Sean O’Brien obtained a favorable decision for their client in Heartland Co-op v. Nationwide Agribusiness Insurance Company, affirming the district court’s summary judgment. 

The Iowa Supreme Court agreed with Mr. Kenkel and Mr. O’Brien that their client’s coverage obligations arising from the 2020 Derecho were limited to a single business-wide interruption of operations and the insurance policy at issue unambiguously limited coverage despite the insured’s arguments that separate limits were owed for every location impacted by the Derecho.