US bank regulators continue to implement deregulation, streamline supervision, and further integrate digital assets into the banking system.
By Arthur S. Long, Parag Patel, and Pia Naib
This year is shaping up to be extraordinarily active, as US bank regulators continue down their revolutionary path of implementing deregulation, streamlining supervision, and attempting to foster innovation in financial services, including further integrating digital assets into the banking system.
Key focus areas include the Basel Endgame Re-Proposal, changes to the stress testing regime for the largest US banks, further limits on independent agencies such as the CFPB, an increase in new bank charters, and stablecoin regulation.