Consistent with its prior decision in Marina Pacific Hotel and Suites, LLC v. Fireman’s Fund Ins. Co., 81 Cal. App. 5th 96 (2022), the California Court of Appeal again reversed the lower court’s dismissal by demurrer of the
Intentional Acts in California: Exclusion is invalid for innocent insured if loss is caused by other insured’s intentional act
Thank you to those who sent me great comments on my post, Under a Standard Fire Policy, Intentional Conduct may be Covered. In response, I thought I would make this into a series and update you on how a…
Fire Policy Denying Coverage to Innocent Insureds is Invalid
The California Supreme Court considered whether coverage could be denied to innocent insureds whose home was damaged when their son, a co-insured, intentionally set fire to the home. See Century-National Insurance Co. v. Garcia, 2011 Cal LEXIS 1392 (Cal.…
California Court Refuses to Extend Coverage for Fire Intentionally Set by Child Under Homeowner’s Policy
Recently, a California Appeals Court denied coverage under a homeowner’s policy for damages caused by a fire intentionally set by the insureds’ son. In Century Nat’l Ins. Co. v. Garcia, No. B209616, (Cal. App., 2d Dist. Dec. 2, 2009), an
…