The federal district court granted the insurer’s motion to dismiss because the insureds’ claim for damages under the Standard Flood Insurance Policy was submitted too late. Caruso v. First Protective Ins. Co., 2025 U.S. Dist. LEXIS 23288 (M.D.
Does an Umpire Have Immunity From Suit? Is an Appraisal an Arbitration in North Carolina?
The greater the appraisal award is, the greater frequency that the insurance company will flip out and blame somebody or something for causing a large appraisal award. This is the situation in a North Carolina case where the insurance company
Frontline Insurance Bad Faith—Do You Want to Do Something About How Frontline Treats Policyholders?
Attorney Mark Nation contacted me and asked if I knew an expert that could help determine the amount of profit that Frontline makes from lowballing (underpaying and underestimating) property insurance claims. Nation has a bad faith lawsuit pending against First
Invocation of Appraisal Process is Not an Automatic Cure for Civil Remedy Notice
The recent ruling in Fortune v. First Protective Insurance Company d/b/a Frontline Insurance, out of Florida’s 2nd District Court of Appeal, cleared up some longstanding confusion as to what constitutes a “cure” of a civil remedy notice.
Limitations on Discovery: Going Behind the Face of an Appraisal Award
Disputed insurance claims are often resolved in the appraisal process. The process is generally less time consuming and less expensive than full blown litigation and, if done properly, can resolve the majority of discrepancies between the policyholder’s estimate and the
Florida Appellate Court Upholds Appraisal Rights, Finding Lower Court Improperly Relied Upon Administrative Rule
This case generally reaffirms the commitment of the Florida courts to contractual appraisal rights in the absence of waiver. In First Protective Ins. Co., v. Schneider Family Partnership, 2012 Fla. App. LEXIS 19701 (Fla. 2nd DCA, Nov. 14, 2012),
Florida Appellate Court Upholds The Sanctity Of The Appraisal Process
Appraisal in first party property insurance claims is an alternative dispute resolution process designed to help policyholders and insurers resolve their disagreements over the amount of loss for claims. It has been utilized quite often in past years for hurricane