Published works by Joy Tsai

Published works

• California Business and Consumer Services Agency Updates

  Consumer Financial Services Review · July 21, 2026

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• Former CFPB Director Rohit Chopra to Lead New California Business and Consumer Services Agency

  Consumer Financial Services Review · May 19, 2026

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• New California CARS Act

  Consumer Financial Services Review · October 7, 2025

  LEX-WK-FBDFTGSM
• Buckle Up for New Regulatory Activity in Motor Vehicle Sales and Financing

  Consumer Financial Services Review · April 9, 2025

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• CFPB Indicates That It Will Rescind Buy Now, Pay Later Interpretative Rule

  Consumer Financial Services Review · March 29, 2025

  LEX-WK-N31T9GDC
• CFPB Finalizes Credit Card Late Fee Restrictions—Litigation Immediately Follows

  Consumer Financial Services Review · March 22, 2024

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• CFPB Issues Order Establishing Supervisory Authority Over Nonbanks

  Consumer Financial Services Review · March 7, 2024

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• Consumer Financial Services: UDAAP Round-Up

  Consumer Financial Services Review · November 7, 2023

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• Federal Reserve Continues Research on Climate Risk

  Eye on ESG · April 27, 2023

  LEX-WK-26Z3GW8R
• US Federal Reserve Launches Climate Scenario Analysis Exercise

  Eye on ESG · January 24, 2023

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• Supreme Court Limits Scope of TCPA

  Consumer Financial Services Review · April 2, 2021

  LEX-WK-H60TQB0Q
• Holding Out for the HEROES – New Relief for Veterans and Servicemembers

  Consumer Financial Services Review · May 22, 2020

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• PPPLF Now Open to Non-Banks and for Purchased PPP Loans

  COVID-19 Response Blog · May 1, 2020

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• PPPLF Now Open to Non-Banks and for Purchased PPP Loans

  Retained Interest · May 1, 2020

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• Federal Reserve Signals Progress Toward Desperately Needed Non-Bank Access to Paycheck Protection Program Liquidity Facility (PPPLF)

  COVID-19 Response Blog · April 30, 2020

  LEX-WK-GVT7ZF9S
• Federal Reserve Signals Progress Toward Desperately Needed Non-Bank Access to Paycheck Protection Program Liquidity Facility (PPPLF)

  Retained Interest · April 30, 2020

  LEX-WK-M52GXY0S
• FHFA Steps Up Its PACE

  Consumer Financial Services Review · January 24, 2020

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• CFPB seeks information for PACE financing for possible regulations

  Retained Interest · March 8, 2019

  LEX-WK-9Z6RTAVS
• CFPB Seeks Input for PACE Financing Regulations

  Consumer Financial Services Review · March 6, 2019

  LEX-WK-7401CJR9
• CFPB Proposal for No-Action Letters and New Product Sandbox

  Consumer Financial Services Review · December 22, 2018

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• FHA Changes Course on PACE Obligations

  Consumer Financial Services Review · December 22, 2017

  LEX-WK-GBKQ1H9C
• CFPB Calls for Comment on Alternative Data

  Consumer Financial Services Review · February 17, 2017

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• Two-for-One Executive Order on Reducing Regulation Delegates Implementation to OMB

  Consumer Financial Services Review · February 14, 2017

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• Moving On: Core Principles for Dodd-Frank Reform Omit Mention of Financial Crisis

  Consumer Financial Services Review · February 6, 2017

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• How Solid is the “Freeze”? Some Agencies May Be Excluded from White House Regulatory Moratorium

  Consumer Financial Services Review · January 24, 2017

  LEX-WK-8CMRQ7WB